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      • Recreational Insurance
      • ATV Insurance
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      • Snowmobile Insurance
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      • Trailer Insurance
      • Motorhome Insurance
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    • Special Coverages
  • Group Discount
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        • Computer Analyst
        • Outside Workers
        • Inside Workers
        • Municipal Workers
        • Town Workers
        • Water Commission Workers
      • PROVINCIAL EMPLOYEE >
        • Administration Worker
        • Civil Service Worker
        • Institutional Care Workers
        • Social Workers
        • Tourism
        • Workplace Health Worker
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        • Auditors
        • Border Service Officers
        • Call Centre Workers
        • Canada Post Workers
        • Correctional Officers
        • CRA Specialists
        • Employment Officers
        • Program Officers
        • Public Service Alliance of Canada
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        • 911 Operators
        • Firefighters
        • Paramedics
        • RCMP Civilian Members
        • RCMP Member
        • RCMP Public Services
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        • Bus Drivers
        • College Instructors
        • Custodians
        • Educational Assistants
        • Educational Support Staff
        • Library Specilaists
        • Professors
        • Teachers
        • University Teaching Assistants
      • Health Care >
        • Acute Care Workers
        • Clinical Laboratory Professionals
        • Environmental Services Technicians
        • Home Care Workers
        • Long Term Care
        • Nurses
        • Radiology Technician
        • Physiotherapists
        • Respiratory Therapists
      • Unionized Workers >
        • Carpenters
        • Electricians
        • Highway Workers
        • Industrial Mechanic
        • Millwrights
        • Painters
        • Plumbers
        • Power Engineers
        • Welders
    • Groups >
      • Atlantic Provinces Professional Fire Fighters Association
      • Canadian Association of Medical Radiation Technologists
      • Canadian Union of Public Employees NB
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      • CUPE PEI
      • CUPE Newfoundland & Labrador
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Welcome FROM OUR   TEAM!

​​Higgins Insurance is a full service, independent insurance brokerage that can provide you with quality products and services, to meet your entire personal, business, life  insurance needs. We are an Independent Insurance Broker, which means we act as professional insurance advisors operating independently to serve all your insurance needs.

No matter what type of insurance you are looking for, it is something that you should not live without. Finding the right coverage, however, is not the most exciting task. In a world of not knowing how to navigate the insurance industry, you need someone who is 100% on your side that you can trust.  Here at Higgins Insurance, you can be confident in our team’s expertise and knowledge, but also can count on our commitment to serving you. As a valued client, you are not just our customer, you are a member of our team!
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Meet The Team

Sales Team

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Danny Hennessey, CAIB

Digital Client Manager

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Hometown Province
more

Year started in insurance: 
2020

Started at Higgins insurance: 
2020

Family Location: 
Fredericton, NB/Sylvan Lake, AB

Last school attended and degree obtained: 
University of New Brunswick, Fredericton NB Bachelor of Business Administration 2007

First job, and what you remember most about it: 
Managed a McDonalds Restaurant when I was 16, very much remember smelling like hot fry oil all the time, drinking way too much fountain pop and working every night after volleyball practice during high school. Learned a lot about customer service though at an early age

Fun Facts:
I am a very capable home cook and baker, and love food and the kitchen and if I didn’t end up in business would have been a professional chef in another life!

Volunteer/charitable work:
United Way Fundraising

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Nicole Samson, CAIB

Digital Client Manager

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Hometown Province
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Year started in insurance:
2011

Started at Higgins insurance:
2021

Family Location:
Dauphin, MB – Gatineau, QC

Last school attended and degree obtained:
Assiniboine Community College – Business Admin- Accounting specialization

First job, and what you remember most about it:
McDonalds Restaurant – I was 14, young and driven. I worked as many hours as I could and would save it all up and then go on shopping sprees. I really enjoyed the atmosphere and formed a strong work ethic while also creating some great memories.

Fun Facts:
We recently packed up our 4 kiddos and moved to Quispamsis from Manitoba for my husbands job with the RCMP and are loving it. I spend my free time learning new things. I like to bake, paint, pottery, and do all things crafty when I am not driving my kiddos to their activities. Rugby Mom. Hockey Mom. Dance Mom. □

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Angie Marchbank

Digital Client Manager

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Hometown Province
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Year started in insurance:
December 2001

Started at Higgins insurance:
May 2009

Family Location:
Hampton, New Brunswick

Last school attended and degree obtained:
NBCC – Saint John, Office Technology

First job, and what you remember most about it:
Walmart – Love dealing with the Public.

Fun Facts:
Baking and Cake Decorating; Animal Lover (Dog Whisperer)

Volunteer/charitable work:
CIBC Run for the Cure; Walk for Caroline

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Sorcha Dooley

Digital Client Manager

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Hometown Country
more

Year started in insurance: 
2022

Started at Higgins insurance: 
2022

Family Location: 
Co. Down, Ireland

Last school attended and degree obtained: 
University of Ulster, BA hons Media Studies & Production

First job, and what you remember most about it: 
Dishwasher at a local golfclub! I loved the pocket money to be able to spend it on makeup and clothes.  I also remember a few ‘celebrities’ coming into the Clubhouse after playing a round and I always enjoyed the free food □

Fun Facts:
I used to Irish dance and I played Viola for many years, these days I sing in many of the local bars around the SJ / KV area

Volunteer/charitable work:

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Michelle Bird

Digital Client Manager

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Hometown Province
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Year started in insurance:
1999

Started at Higgins insurance: 
June, 2025

Family Location: 
Quispamsis NB and Ontario

Last school attended and degree obtained: 
Grant McEwan University – Management studies with a Major in Insurance.

First job, and what you remember most about it: 
Kentucky Fried Chicken – Started at 14 years old. It was a great place to work. The thing I remember most is getting robbed one Tuesday, the next Tuesday an impaired driver drove through the front window. I didn’t want to see what was going to happen the Tuesday after that, so I resigned.

Fun Facts:
I left Ontario and moved to Quispamsis one year ago and am loving it here. I am a big animal lover and will help any animal in need. One time my dog found a baby squirrel that fell from a tree, so I raised it and set it free when it was old enough. I spend my free time with my dog Zoey, hiking, kayaking and I enjoy cooking and learning new recipes.

Volunteer/charitable work:
In Ontario I volunteered at a Women’s Shelter. I am looking for a new place to volunteer here in New Brunswick.

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Chantal Weaver, BBA

Digital Client Manager

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Hometown Province
more

Year started in insurance:
2015

Started at Higgins insurance: 
June, 2025

Family Location: 
Nova Scotia

Last school attended and degree obtained: 
MSVU, Bachelor of Business Administration (BBA)

First job, and what you remember most about it: 
Keyholder at Hangers during high school. I remember having to work every Sunday since no one else wanted to!

Fun Facts:
I’m an avid reader! My goal each year is to read over 200 books in different media types ( physical, eBooks, or audio)

Volunteer/charitable work:

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Rebecca Smith

Digital Client Manager

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Hometown Province
more

Year started in insurance:
2007

Started at Higgins insurance: 
June, 2025

Family Location: 
Saint John, New Brunswick

Last school attended and degree obtained: 
Saint Vincent’s

First job, and what you remember most about it: 
My first job was at the local Pizza Shack. There I learned to work as a team and be a dependable person. I enjoyed trying the different topping combos that customers ordered and discovered that hot peppers on garlic fingers are amazing! To this day, nothing hits quite like a Pizza Shack pizza.

Fun Facts:
I started riding motorcycles in my late 20’s. If it’s something you always wanted to do, don’t wait. Go get your license, the open road awaits!

Volunteer/charitable work:
environmental clean up

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Cody Brown

Digital Client Manager

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Hometown Province
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Year started in insurance:
2012

Started at Higgins insurance: 
June, 2025

Family Location: 
Halifax, Nova Scotia

Last school attended and degree obtained: 
The last school I attended was the NSCC Waterfront campus and received a diploma in Marketing and Management.

First job, and what you remember most about it: 
My first job at 16 was at the Dollarama. The job entailed typical shelf stocking and cashier work. What I most remember about the role is every Friday night, myself and high school buddies would work the same shift together. We would play Dollarama fear factor where everyone would have to eat what someone else picked out. It had to be the oddest item we could find. As you can imagine, lots of shenanigans ensued.

Fun Facts:
I started in personal insurance in 2012 with RSA insurance. It was a short stint before moving onto Cap Gemini where we handled the life insurance division for RBC. Since that time I have been out of the insurance world but am very excited to get started once again. I am a singer. I used to perform with local artists in Halifax. I never had my own gigs but had a lot of fun singing in the Bedford area. I played football my entire life. I was a team captain for team Nova Scotia in my younger years and still play in the MTFL (Metro touch football league). I am going into my 15th year with the league. I have two children. Blake (boy, 12) and Riley (girl, 10). I managed a restaurant for 5 years from 2019 – 2024.

Volunteer/charitable work:
I coached my daughters basketball team in 2024 I coach my sons soccer team currently in 2025

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Angela Hughes, BA

Digital Client Manager

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Hometown Province
more

Year started in insurance:
2011

Started at Higgins insurance: 
June, 2025

Family Location: 
Halifax, Nova Scotia

Last school attended and degree obtained: 
Saint Mary’s University with studies in Psychology (Arts)

First job, and what you remember most about it: 
My first job was at Jumbo Video when I was 16. The thing I remember the most is how many customers did bring back movies rewound. Even though we clearly labeled all videos “ be kind, rewind”.

Fun Facts:
I am a twin, and we share the same birthday with 4 other cousins on my mom’s side. So, 6 of 12 cousins share the same birthday and 3 others share the same birthday on a different day. I love working out and get up most days at 4:30 am to get to the gym, so I am in bed most nights by 8. I have one little girl (Mila), she is 6 years old.

Volunteer/charitable work:
I volunteer at my community’s resource center to manage their donations that get delivered

Commercial Insurance Team

Sheila Koester, CAIB, CRM

Commercial Lines Client Manager

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Hometown Province
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Year started in insurance: 
 2020

Started at Higgins insurance: 
 Aug, 2020

Family Location: 
  SK/ON/NB – started out in NB

Last school attended and degree obtained: 
  Hampton High School

First job, and what you remember most about it: 
  Kingston Farmer’s Market flipping pancakes – Constant live music

Fun Facts:

Volunteer/charitable work:

Ellen Stewart, CAIB, CIP

Commercial Lines Client Manager

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Hometown Province
more

Year started in insurance:
1990

Started at Higgins insurance:
Oct 2022

Family Location:
Originally from Campbellton NB.. moved to Riverview NB in 1989

Last school attended and degree obtained:
University of Toronto - FCIP

First job, and what you remember most about it:
My first non babysitting job was working for Tourism NB at the Sugarloaf Tourist Bureau

Fun Facts:
I was in a television promo add for tourism NB .. at Restigouche Golf and Country Club.. got to show my putting skills… no idea if it ever aired

Volunteer/charitable work:

Customer Service Team

Graeme Campbell, CAIB, CRM

Client Manager

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Hometown Province
more

Year started in insurance: 
 2013

Started at Higgins insurance: 
 November 7, 2017

Family Location: 
 Saint John, New Brunswick

Last school attended and degree obtained: 
 St. Thomas University – Bachelor of Arts

First job, and what you remember most about it: 
 Atlantic Superstore – worked as a cart pusher. Remember the warm days and the cold nights, but mostly the cold nights.

Fun Facts:
I have played soccer since I was 5.

Volunteer/charitable work:

Sheena Lee
Sheena Lee, CAIB

Client Manager

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Hometown Province
more

Year started in insurance:
 2006

Started at Higgins insurance:
February, 2017

Family Location
Saint John, NB

Last school attended and degree obtained:
UNBSJ/NBCC-Interior Design

First job, and what you remember most about it:
Usher at Harbour Station, meeting lots of people, working concerts and watching great hockey.

Fun Facts:
Hockey Mom!

Volunteer/charitable work:
Pals Program- volunteering in elementary schools, helping out some great kids!

Melissa Hayes, CAIB

Client Manager

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Hometown Province
more

Year started in insurance:
2011

Started at Higgins insurance:
2011-2017 and returned 2021

Family Location:
Saint John NB/Moncton NB

Last school attended and degree obtained:
Harbour View High School

First job, and what you remember most about it:
My first job was at a restaurant on the West side of Saint John. It brought me out of my shell as a shy teenager.

Fun Facts:
Mom to a teenage daughter and a loveable Goldendoodle!

Volunteer/charitable work:
United Way

Melissa Thomas, CAIB

Client Manager

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Hometown Province
more

Year started in insurance:
2003

Started at Higgins insurance:
March 2020

Family Location:
St. Martins, New Brunswick

Last school attended and degree obtained:

First job, and what you remember most about it:
Wendy’s uptown SJ. I still remember some of my client’s want on their burgers 20+ years later.

Fun Facts:
Enjoy traveling and attending concerts

Volunteer/charitable work:
Bobby’s Hospice

Caitlin Ewart, CAIB

Client Manager

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Hometown Province
more

Year started in insurance:
2014

Started at Higgins insurance:
November 2019

Family Location:
Saint John, New Brunswick

Last school attended and degree obtained:

First job, and what you remember most about it:
Co-Op on the westside! I was a cashier and I remember all of my regulars who came in. I also worked with 2 of my best friends and we had a blast.

Fun Facts:
I collect post cards, complete 5 running races per year and I love mac & cheese

Volunteer/charitable work:
Romero House, Marsh clean up and Run for the cure

Tammy Warfield

Client Manager

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Hometown Province
more

Year started in insurance:
2010

Started at Higgins insurance:
March, 2024

Family Location:
Belleisle, New Brunswick

Last school attended and degree obtained:
UNBSJ - BBA

First job, and what you remember most about it:
We had a farm when I was a kid and my first job(s) would have been bailing hay, feeding cows and shoveling poo lol. Does it count though that it was unpaid? We didn’t have horses so I had a riding cow named Daisy. She was so sweet and would just mosey along with me on her back.

Fun Facts:
I am a fur mama to an English Mastiff (Lucy) and two Siamese kitties Emily & Molly
My husband can microwave a meal better than I can cook one
I learned how to drive a tractor when I was 8 years old
I went to the Canada Winter Games for Shooting: Air Rifle
I enjoy reading and binge watching short series on Netflix or Prime Video (but only once the whole series is out, I highly dislike waiting for the next episode)

Volunteer/charitable work:
KUBC - Choir Member, Steward and Assistant Secretary

Carter Aker

Client Manager

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Hometown Province
more

Year started in insurance: 
2022

Started at Higgins insurance: 
2022

Family Location: 
Saint John, New Brunswick

Last school attended and degree obtained: 
New Brunswick Community College, Saint John NB, Business Administration - Financial Management 2021

First job, and what you remember most about it: 
I was a fry cook at Dairy Queen. I ate way to many chicken strips in my time there, definitely the best fast food chicken strips. I learned a lot about customer satisfaction there and how every person’s needs are very different, even if its just food.

Fun Facts:
I am 6’4 and I have a wide array of interest, I love Hunting and Guns, Video Games/PC Building, Spicy Foods (Franks Red Hot), Miniature Wargaming and Painting, Star Wars Comics/Movies (As well as any other fantasy, action, adventure movie or show), Collecting Shoes, Historical Wars and Events, Outdoors/Animals/Insects, and My Music taste go from 2022 Rap to 1940’s Classics and Anything in-between.
Lego Collecting

Volunteer/charitable work:
Every Thursday in grade 10 - grade 12 I would go to the salvation army for Saints In Action and help package food, toiletries, etc. for people in need.

Denise Hebert

Client Manager

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Hometown Province
more

Coming Soon

Rielley Byrne

Client Manager

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Hometown Province
more

Coming Soon

Trina Eves

Client Manager

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Hometown Province
more

Year started in insurance: 
2011

Started at Higgins insurance: 
June 2025

Family Location: 
Saint John, New Brunswick

Last school attended and degree obtained: 
Newmarket High School

First job, and what you remember most about it: 
  My first job was working at a small laundromat/drycleaner in our town.  I remember all the great customers and knew most of them by first name!

Fun Facts:
I moved to NB in February of 2022 from Ontario, Toronto area.  I absolutely LOVE this province and will never go back.  This province is beautiful, the people are kind, and the pace is much slower.

Volunteer/charitable work:

Allison O'Connor

Client Manager

Email Me

Hometown Province
more

Year started in insurance: 
2018

Started at Higgins insurance: 
February, 2025

Family Location: 
Quispamsis, New Brunswick

Last school attended and degree obtained: 
Saint Malachy’s Memorial High School

First job, and what you remember most about it: 
Starbucks Barista, I loved being the happiest part of everyone’s day (coffee)! Making myself yummy drinks and eating all the baked goods that were “accidentally broken” was a huge plus. My best friend was my supervisor, and we had the best time working together. Best job ever!!

Fun Facts:
Toddler mom and dog mom of a spunky Boston Terrier named Oscar! I love animals and anything artistic, my favorite hobby to unwind at the end of the day is doing giant paint by numbers. I’m a Chinese food enthusiast, I love iced coffee and I’ll NEVER say no to a sweet treat.

Volunteer/charitable work:
United Way, SPCA, Run for The Cure, Children’s Wish Foundation, Hillcrest Church “Soul Food” program.

Processing and Support

Robyn Holder, CAIB

Service & Sales Support Manager

Email Me

Hometown Province
more

Year started in insurance:
2014

Started at Higgins insurance:
March, 2014

Family Location:
Quispamsis, New Brunswick

Last school attended and degree obtained:
St. Thomas University

First job, and what you remember most about it:
Literacy tutor for elementary school children, watching the children improve week by week and seeing them gain self confidence

Fun Facts:
Lover of ALL things Christmas!

Volunteer/charitable work:
Our lady of Perpetual Help – Catechetical Program

Sharon Gass

Processing Support Specialist

Email Me

Hometown Province
more

Year started in insurance:
1990

Started at Higgins insurance:
March, 2014

Family Location:
Saint John, New Brunswick

Last school attended and degree obtained:
Modern Business College – Executive Secretarial

First job, and what you remember most about it:
Orange Julius-Lancaster Mall, It was 34 years ago and met my Best Friend working there and we still are very close today

Fun Facts:
Love to travel with my Friends

Volunteer/charitable work:
Church

Sharon MacDonald, CAIB

Processing Support Specialist

Email Me

Hometown Province
more

Year started in insurance:
1984

Started at Higgins insurance:
1995

Family Location:
Quispamsis, New Brunswick

Last school attended and degree obtained:
Kennebecasis Valley High School

First job, and what you remember most about it:
Receptionist at Guardian Insurance and developing great relationships with others.

Fun Facts:
I have lived in Kennebecasis Valley for over 40 years.

Volunteer/charitable work:
Collect for Heart and Stroke

Jana Nelson

Processing Support Specialist

Email Me

Hometown Province
more

Info Coming Soon!

Sarah Fres-Fairweather

Digital Sales Support Specialist

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Hometown Province
more

Year started in insurance: 
2024

Started at Higgins insurance: 
September, 2024

Family Location: 
Quispamsis, New Brunswick

Last school attended and degree obtained: 
Network Administration, NBCC Saint John

First job, and what you remember most about it: 
My first job was as a secret shopper, and I would go into various convenient stores and purchase cigarettes underage without being ID’d, then we would ticket the employee who rang in my purchase without ID. Best job ever!

Fun Facts:
My favourite musician of all time is David Bowie. I have a 10-year-old pet bearded dragon, his name is Dudley.

Volunteer/charitable work:
Church/ Nursing home volunteering

Edwin Earle, BA

Digital Marketing Coordinator

Email Me

Hometown Province
more

Year started in insurance: 
2023

Started at Higgins insurance: 
February, 2023

Family Location: 
Bloomfield, New Brunswick

Last school attended and degree obtained: 
UNBSJ – Bachelor of Arts, Double Major in Communications and Political Science

First job, and what you remember most about it: 
My first job was at the KV Public Library on Saturdays. I remember it involved quite a bit of sorting and shelving books, but that was fine by me since I love to organize things. I also ran a Lego building club for kids in the afternoon and it was always interesting to see what they built!

Fun Facts:
Our family has a pet Holland Lop rabbit named Pippa! We also have a few cows and chickens, but I don’t think they count as pets.

Volunteer/charitable work:

Administration

Lindsay Long

Receptionist

Email Me

Hometown Province
more

Professional designation:
Receptionist

Year started in insurance:

Started at Higgins insurance:
September 30, 2019

Family Location:
Saint John

Last school attended and degree obtained:
Simonds High School

First job, and what you remember most about it:
Shoppers Drug Mart – Enjoying the everyday interaction with people

Fun Facts:
Dance Mom!!!

Volunteer/charitable work:

Shelley MacDonald

Receptionist

Email Me

Hometown Province
more

More Info Coming Soon!

management

T. Adrian Adams, CFP BA

Chief Customer Experience Officer

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Hometown Province
more

Year started in insurance:
2003

Started at Higgins insurance:
November 1, 2015

Family Location:
Lindsay, Ontario

Last school attended and degree obtained:
York University – BA in Exercise Science and Kinesiology, Minor in Athletic Therapy. Fancy way of saying “Gym”

First job, and what you remember most about it:
Working for my parents at the beach in Barrie, Ontario. We operated the “canteen”, and I was responsible to clean up the beach, take out the trash and help around the store. At age 5 I got pretty good at making change.

Fun Facts:
Secret Karaoke fan

Volunteer/charitable work:
Platelet Donor, KVMHA Board member, Hockey Coach

James Higgins,
BA, CIP

Director – Commercial Lines

Email Me

Hometown Province
more

Year started in insurance:
2002

Started at Higgins insurance:
August, 2005

Family Location:
Antigonish, Nova Scotia

Last school attended and degree obtained:
UNBSJ – History (2015)

First job, and what you remember most about it:
Kent Building Supplies – Lumber Yard, 80 lbs bags of Concrete Mix weighed slightly less than I.

Fun Facts:
Family has lived in Kennebecasis Valley for 26 years.

Volunteer/charitable work:

Dave Higdon, CAIB
B.Comm, B.A. (Economics), CFP

Senior Manager of Sales & Service

Email Me

Hometown Province
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Year started in insurance:
1999

Started at Higgins insurance:
May 2015

Family Location:
Saint John, New Brunswick

Last school attended and degree obtained:
Memorial University of Newfoundland – Bachelor of Commerce
Bachelor of Arts in Economics

First job, and what you remember most about it:
Summer Camp Councellor – What I remember the most is the smiles on the faces of all the kids.

Fun Facts:
I’m a Newfie!

Volunteer/charitable work:
Everything Lacrosse, National Boards and NB President.

Bob Keays, CAIB

Director of Business Development

Email Me

Hometown Province
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Year started in insurance:
1990

Started at Higgins insurance:
September, 2002

Family Location:
Chandler, Quebec

Last school attended and degree obtained:
UNB Fredericton – Economics 1989

First job, and what you remember most about it:
Pulp and Paper Worker – Abitibi Price; The people and the discipline

Fun Facts:
My favourite mode of transportation is a Bike. Referee in Chief of Saint John Youth Minor Hockey – LOVE the Zebras

Volunteer/charitable work:
Board of Directors on the Community Foundation-Saint John; Nominated by the Saint John and District Labour Council (love giving back and the labour movement); Board of Directors TADD, NB

Donna Flinn

QA & Training Coordinator

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Hometown Province
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Year started in insurance:
2009

Started at Higgins insurance:
May 2013

Family Location:
McAdam, New Brunswick

Last school attended and degree obtained:
St. Thomas University

First job, and what you remember most about it:
Cashier at M&M Variety in Mc Adam, New Brunswick. I remember all of the friendly local customers, scooping ice cream for families on a hot summer evening, counting penny candy for children and that small town community feeling where everyone knows your name.

Fun Facts:
I’ve been known to sing a karaoke tune or two!

Volunteer/charitable work:
Coaching Basketball

Leslee Chambers, CAIB

QA & Training Coordinator

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Hometown Province
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Year started in insurance:
2001 – Fredericton, New Brunswick

Started at Higgins insurance:
September, 2006

Family Location:
Pennfield, New Brunswick

Last school attended and degree obtained:
NBCC-St. Andrews, Office Technology (1998)

First job, and what you remember most about it:
Newspaper Carrier, a lot of cold days carrying the heavy Saturday edition.

Fun Facts:
To many to share…

Volunteer/charitable work:
Ride for Dads; IWK Telethon

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28 Pettingill Rd, Quispamsis, NB E2E 3R6
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1-506-849-7800
1-866-273-2911
Fax: 506-847-9816
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[email protected]
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Working Hours:
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