Customized Motorcycle Coverage for Lifetime Bikers

Biking is more than a recreational pastime – it's a lifestyle. If you are a lifetime biker looking for an affordable insurance policy that truly meets your needs, you'll find it at Higgins Insurance.

We treat our customized motorcycle insurance policies the same way our clients treat their beloved Softails and Gold Wings – with a can-do, DIY attitude. When you become a Higgins Insurance customer, you earn the right to build your own policy, trading out parts and components the same way you do with your beloved two-wheeled tourer or cruiser.

By purchasing customized insurance from us, you ensure that you're covered for the most important risks – without having to pay for coverage you don't need. We cover theft, rider's assistance, and full third-party liability with a full set of options available within each protection category.

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HEFT & DAMAGE PROTECTION

​A Higgins Insurance policy guarantees the safety of your motorcycle. You can't always lock up your bike when you're on the road. If you're planning on taking your bike out on a tour, you need an insurer that can offer comprehensive coverage for theft, damage, and vandalism.

Our theft protection guarantees the whole value of your motorcycle, including customizations and add-ons that other insurance companies may not cover. Our damage protection options can cover anything from accidents to intentional vandalism – just ask us for more information!

RIDER'S ASSISTANCE

​Being prepared is part of the lifetime biker lifestyle – but that doesn't mean carrying an entire mechanic's garage worth of tools along with you for every ride. With our rider's assistance program, you can rely on our team to offer complete roadside assistance for any and all issues you may encounter on your trip throughout New Brunswick and beyond.

We offer extensive rider's assistance services, from sending damaged bikes home safely to on-the-spot repairs and even replacement. Leave the toolbox in your garage and ride with confidence, assured in the fact that you're covered no matter what may happen.

BUILD YOUR OWN POLICY

Customize your policy around your lifestyle. Whether you are interested in all-year coverage or only wish to pay for seasonal coverage, we're happy to draw up a policy that suits your needs to the letter. Our motorcycle insurance team consists of experienced bikers themselves – we know what you're looking for and are happy to oblige.

To start building your policy, simply let us know how long you've been riding, what kind of bike you own, and what policy requirements you have. We'll get back to you with a customized offer.

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Claims Experts at Hand When You Need Them

​Ready to start planning your perfect policy?
Speak to one of our team members and we'll walk you through the steps of creating your customized motorcycle insurance plan. Our experts are on hand all throughout the year, so give us a call and ask to speak to one today – we'll create a policy to suit your lifestyle like a Kevlar glove.

Get Your Quote Today!
Our website makes it super easy to get a quote that fits your exact needs. Enter your details and what you want to achieve with your policy, and we’ll give you a price instantly!

GET YOUR QUOTE NOW!