IPA CAA MEMBERSHIP CONTEST RULES AND REGULATIONS
2022 Higgins General Insurance Ltd. IPA CAA Membership Contest Rules and Regulations CONTEST RULES AND REGULATIONS (THE "CONTEST RULES") NO PURCHASE OF ANY KIND IS NECESSARY TO ENTER OR WIN. MAKING A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.
SPONSOR: Higgins General Insurance Ltd., 28 Pettingill Road, Quispamsis NB E2E3R6 ELIGIBILITY: The Contest is open to eligible members of IPA Atlantic Canada Region 16 members that have entered into an approved group automobile or home insurance program ("Eligible Groups") with Higgins General Insurance Ltd. Individuals that meet the criteria to join an Eligible Group, but that are not members of Eligible Groups at time of entry, may enter by submitting an essay of 50 to 100 words in length, as provided in Section 4 (How to Enter), but must otherwise comply with all Contest Rules.
Open to legal residents of Canada over the age of majority in the province of residence of New Brunswick, NewFoundland & Labrador, Nova Scotia, Prince Edward Island.
By participating in this Contest, entrants acknowledge compliance with and agree to be bound by all Contest Rules. Entrants who do not comply with any of the Contest Rules are subject to disqualification by the Sponsor, in the Sponsor's sole discretion, whose decisions shall be final.
By participating in this Contest, each entrant expressly grants the Sponsor, its Affiliates, agents, representatives, and marketing partners the right to print, publish, broadcast and use worldwide in any media format now known or hereinafter developed at any time(s), including but not limited to, the World Wide Web, the Sponsor’s Internet websites and social media pages their name, comments, city/town and province of residence, written entry (if applicable, as may be edited in Sponsor’s sole discretion), image, voice or video camera footage for any news, advertising, marketing or publicity purposes with respect to this Contest, without further notice, compensation or review by entrant. CONTEST DATES AND TIMES: Contest begins on February 1, 2022 at 12:01 a.m. ET. Contest closes on February 14, 2022 at 11:59 p.m. ET ("Contest Period"). Closing dates for individual prizes are as follows:
1 x 4 CAA Classic Membership valued at around $100.00 to be drawn on February 15, 2022. One CAA Classic membership winner from each Atlantic Province, New Brunswick, NewFoundland & Labrador, Nova Scotia, Prince Edward Island
After each of the above closing dates (collectively, the "Contest Closing Dates") the Contest will be closed for the prizes available to be won during the respective prize period to which such Contest Closing Date corresponds and entries received after such Contest Closing Date shall not be eligible to win such prizes. The sole determinants of time for the purpose of a receipt of a valid entry will be physical receipt of a Written Submission (for mail entries) or live receipt of a telephone call by Higgins General Insurance Ltd.
SPONSOR: Higgins General Insurance Ltd., 28 Pettingill Road, Quispamsis NB E2E3R6 ELIGIBILITY: The Contest is open to eligible members of IPA Atlantic Canada Region 16 members that have entered into an approved group automobile or home insurance program ("Eligible Groups") with Higgins General Insurance Ltd. Individuals that meet the criteria to join an Eligible Group, but that are not members of Eligible Groups at time of entry, may enter by submitting an essay of 50 to 100 words in length, as provided in Section 4 (How to Enter), but must otherwise comply with all Contest Rules.
Open to legal residents of Canada over the age of majority in the province of residence of New Brunswick, NewFoundland & Labrador, Nova Scotia, Prince Edward Island.
By participating in this Contest, entrants acknowledge compliance with and agree to be bound by all Contest Rules. Entrants who do not comply with any of the Contest Rules are subject to disqualification by the Sponsor, in the Sponsor's sole discretion, whose decisions shall be final.
By participating in this Contest, each entrant expressly grants the Sponsor, its Affiliates, agents, representatives, and marketing partners the right to print, publish, broadcast and use worldwide in any media format now known or hereinafter developed at any time(s), including but not limited to, the World Wide Web, the Sponsor’s Internet websites and social media pages their name, comments, city/town and province of residence, written entry (if applicable, as may be edited in Sponsor’s sole discretion), image, voice or video camera footage for any news, advertising, marketing or publicity purposes with respect to this Contest, without further notice, compensation or review by entrant. CONTEST DATES AND TIMES: Contest begins on February 1, 2022 at 12:01 a.m. ET. Contest closes on February 14, 2022 at 11:59 p.m. ET ("Contest Period"). Closing dates for individual prizes are as follows:
1 x 4 CAA Classic Membership valued at around $100.00 to be drawn on February 15, 2022. One CAA Classic membership winner from each Atlantic Province, New Brunswick, NewFoundland & Labrador, Nova Scotia, Prince Edward Island
After each of the above closing dates (collectively, the "Contest Closing Dates") the Contest will be closed for the prizes available to be won during the respective prize period to which such Contest Closing Date corresponds and entries received after such Contest Closing Date shall not be eligible to win such prizes. The sole determinants of time for the purpose of a receipt of a valid entry will be physical receipt of a Written Submission (for mail entries) or live receipt of a telephone call by Higgins General Insurance Ltd.
