Mortgage Life Insurance: The Questions to Ask
It’s time to take a look at your life insurance policy and ask questions like: Who owns it? And, more importantly, who benefits? The answers might surprise you.
Make Home Insurance Rates Part of the Renovation Plan
So, you’re thinking about a home renovation? It can be exciting to design a new floor plan, pick out flooring, and shop for those little extras to find the best bargains! It’s even more exciting to see it all come together after weeks, months, or even years of preparation and hard work. Most likely the last thing on your mind is home insurance, but it should be!
Home insurance rates may shift due to renovations, either increasing or decreasing depending on what renovations are performed. So while you may be increasing the value of your home, you could also be leaving it vulnerable to losses. And while you may be incorporating upgrades that lower your home insurance rates, the savings will just be sitting there unless you contact your insurer to ask!
Why Appliance Maintenance is Important
Home appliances such as a refrigerator or washing machine have water components that hook into your home plumbing in order to function. Sometimes those components can break or become old and leaky. Depending on the circumstance, these problems can lead to extensive water damage that costs a lot of money to fix. It might even lead to mold damage and severe health hazards.