You’ve just gone out to eat at your favorite restaurant with friends and return to your car to find graffiti, key scratches, a broken tail light, and a shattered window. This is a shocking scene, and your first instinct might be to start trying to fix things or get into the car to assess damage. After all, this car was important to you on many levels beyond being a mode of transportation.
Carpool insurance may be the last thing on your mind as the days of summer come to an end. School is back in session! So you’re probably frantic gathering up school supplies and figuring out a daily schedule that includes taking the kids to class as well as after-school activities. Depending on your neighborhood or other nearby parents, you might even carpool other children along with your own. After all, it saves on gas money, cuts down on time, and gives your little ones extra time to socialize. It also evenly distributes vehicle wear between carpoolers and can help the environment by reducing emissions. That’s where carpool insurance may come into play, and why you should consider the effects of carpooling on your policy.
The Initial Penalty for Speeding: What Factors into the Ticket
When the flashing lights and sirens call you to a stop on the highway and you know that you were driving 20 kilometers over the speed limit, your immediate thought might be to cross your fingers and hope you’ll get away with a warning. After all, a ticket means a fine. And speeding fines can range anywhere from $50-$400 depending on factors like:
Are you a new owner of a travel trailer or 5th wheel? Are you getting excited to camp, explore, and experience the world around you? We know you are! Getting your first travel trailer is exciting and full of adventurous opportunities. It is important, however, to be knowledgeable about traveling with a travel trailer and how to properly set up camp! From preparing, to traveling, to setting up camp, we have the tips and tricks that you need to know!
Seasonal car insurance from Higgins Insurance is the perfect way to get required coverage for your summer wheels! We all love being able to take the convertible out during gorgeous weather and go for a joy ride. Higgins Insurance is here to help you find the best seasonal car insurance at the best rates for your convertible. To protect your car in other ways, here are some helpful tips to protect your seasonal vehicle!
Everyone who rides four-wheelers, quads, or side by sides, knows that when the weather gets warm, we are ready to get outdoors. We all have our favorite ATV trails that we enjoy riding, but if you’re looking for somewhere new to ride, we have ATV trails that you might not have experienced yet!
Recreational insurance might not be the first thing you think of when you think about hitting the trails on your ATV. However, recreational insurance is an important aspect of owning recreational vehicles. Accidents can happen, and it is best to be prepared for them. Consider getting recreational insurance from Higgins Insurance to feel confident and safe while shredding the trails. While out on a ride, be sure to remember the following safety tips to ensure a fun ride.
Finding car insurance quotes can be a hassle, but at Higgins Insurance, we are here to find you the best coverage at the lowest prices. Maintaining a low car insurance payment can be challenging, especially if you experience multiple accidents. Avoid driving with distractions to help prevent accidents and help lower car insurance quotes. Here are five strategies to prevent distracted driving!
Putting your new drivers on the road can be exciting, but terrifying. Your kids have to attend driver's education courses, pass their driver’s test, and are completely qualified to drive! But to ensure their safety and your confidence in their safety, we recommend that parents and new drivers go over these 6 essential driving tips!
Understanding the top causes of car accidents can help you stay safe on the road. Be an defensive driver by being prepared for possible situations before they arise. There are many causes of car accidents, and some are simply inevitable. Knowing the top five causes of car accidents, however, will help you drive strategically, keeping you, your family, and your vehicle safe!