Purchasing a home – especially your first home – is one of the most exciting experiences of your life.
At the same time, it’s also incredibly complex, lengthy, and confusing. The end result of walking through the front door of a home you purchased is incredible, but it certainly takes a lot of work to get there.
As a young homeowner, you no doubt have many questions about insurance.
How much do you need? Does it cover flooding? What if someone’s injured in your home?
At Higgins Insurance, we want you to make an educated decision before signing any paperwork. We know it’s difficult to put a price tag on the value of your home and everything inside.
That’s why we put together a list of some critical questions you should ask your potential home insurance broker.
Do you have enough coverage for your home?
How about your pool, boat, or other prized possessions?
Don’t find out the hard way that your policy isn’t enough. In today's video Bob shares a story you don't want to miss.
The internet isn't a safe place.
While everyone uses it, this doesn't mean it's secure. It's easy to be lulled into a false sense of security when everybody shares personal information online.
With the rise of cryptocurrency and artificial intelligence, it's only getting harder to protect yourself from cyber threats.
Let's take a look at some practical ways you can prevent a cyber-attack.
It was 2:00am, the dog was barking which woke us from our sleep and then my wife and I smelt it, SMOKE. We quickly got up, the family out and called 911.
The Ultimate Home Buying Tips for First Time Homeowners
There is no secret home buyer handshake or key to a successful first home; it takes work and experience. That’s why many people fall back on the experience and home buying tips of those who have previously purchased a home or enlist the help of real estate agents.
For many, owning a home is a dream come true. From the freedom to paint the walls and remodel for a changing family, to the ability to build up some real equity over time, home ownership is an exciting prospect. Along with the deed and the mortgage, however, come many other considerations that people don’t think quite as much about. One of them is home insurance.
If you’re considering buying life insurance in Canada, you’ve likely heard that there’s a “right” and “wrong” age at which to take the leap. While there is no perfect age at which to purchase life insurance, it is true that you’ll get a better rate if you buy insurance when you’re young and healthy rather than old and perhaps already ill.
Protecting your business is more than just a smart move – it’s critical. Today, business insurance is as essential to the operation of your company as the business plans and clients that allow you to operate. In some cases, having the right business insurance plan can even spell the difference between making it through a hard time and losing everything
There are three ways in Atlantic Canada for someone to purchase car/home insurance.
The first snowfall is exciting, especially when it sticks and starts to build. It won’t be long until there is enough white fluff to participate in winter sporting favourites such as skiing and ice skating. Snowmobiling, another popular winter sport, offers a fun way to travel as well as an entertaining activity for family and friends. But, just like driving, there are dangers in riding a recreational vehicle. It’s important to follow certain rules and be aware of potential hazards to keep everyone involved safe.