It was 2:00am, the dog was barking which woke us from our sleep and then my wife and I smelt it, SMOKE. We quickly got up, the family out and called 911.
The Ultimate Home Buying Tips for First Time Homeowners
There is no secret home buyer handshake or key to a successful first home; it takes work and experience. That’s why many people fall back on the experience and home buying tips of those who have previously purchased a home or enlist the help of real estate agents.
For many, owning a home is a dream come true. From the freedom to paint the walls and remodel for a changing family, to the ability to build up some real equity over time, home ownership is an exciting prospect. Along with the deed and the mortgage, however, come many other considerations that people don’t think quite as much about. One of them is home insurance.
If you’re considering buying life insurance in Canada, you’ve likely heard that there’s a “right” and “wrong” age at which to take the leap. While there is no perfect age at which to purchase life insurance, it is true that you’ll get a better rate if you buy insurance when you’re young and healthy rather than old and perhaps already ill.
Protecting your business is more than just a smart move – it’s critical. Today, business insurance is as essential to the operation of your company as the business plans and clients that allow you to operate. In some cases, having the right business insurance plan can even spell the difference between making it through a hard time and losing everything
There are three ways in Atlantic Canada for someone to purchase car/home insurance.
The first snowfall is exciting, especially when it sticks and starts to build. It won’t be long until there is enough white fluff to participate in winter sporting favourites such as skiing and ice skating. Snowmobiling, another popular winter sport, offers a fun way to travel as well as an entertaining activity for family and friends. But, just like driving, there are dangers in riding a recreational vehicle. It’s important to follow certain rules and be aware of potential hazards to keep everyone involved safe.
Storm Protection: The Season is a Reason
Winter is coming. Or for some, winter is already in full force. And with it comes a multitude of moisture, from hail and sleet to layers of heavy snow. The icicles dripping from eaves create a breathtaking effect, but they aren’t doing any favors for your home. In fact, a typical winter creates a lot of damage on the structure and surfaces of your home, from your roof to the siding, windows, doors, deck, and even internal plumbing.
Dorm Insurance: Myth or Truth?
So, your nest is almost empty. Your little baby is about to venture into the wide world to attend college. It’s a tough transition to trust that they will be okay on their own. After all, when you look at them, you still see the little kid you read stories to and tucked into bed at night.
A long-term client got ahold of us at Higgins Insurance to ask if we could help her daughter with her home insurance. The daughter recently moved out on her own into a quaint mini-home, and our client was concerned that she had not received the proper advice with respect to the coverage she needed.