HIGGINS INSURANCE WINTER TIRE, GROCERY CARD & GAS CARD CONTEST RULES AND REGULATIONS FOR THE NOVA SCOTIA GOVERNMENT EMPLOYEES UNION (NSGEU)
2022 Higgins General Insurance Ltd. 1 x $1000.00 Winter Tire Gift Card , 1 x $500.00 Grocery Gift Card, 1 x $250.00 Gas Card & 12 x 50.00 Grocery cards. Contest Rules and Regulations CONTEST RULES AND REGULATIONS (THE "CONTEST RULES") NO PURCHASE OF ANY KIND IS NECESSARY TO ENTER OR WIN. MAKING A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.
SPONSOR: Higgins General Insurance Ltd., 28 Pettingill Road, Quispamsis NB E2E3R6 ELIGIBILITY: The Contest is open to eligible members of the Nova Scotia Federation of Labour affiliated members that have entered into an approved group automobile or home insurance program ("Eligible Groups") with Higgins General Insurance Ltd. Individuals that meet the criteria to join an Eligible Group but that are not members of Eligible Groups at time of entry may enter by submitting an essay of 50 to 100 words in length, as provided in Section 4 (How to Enter), but must otherwise comply with all Contest Rules.
Open to legal residents of Canada over the age of majority in the province of residence of Nova Scotia.
By participating in this contest, entrants acknowledge compliance with and agree to be bound by all contest Rules. Entrants who do not comply with any of the contest Rules are subject to disqualification by the sponsor, in the sponsor's sole discretion, whose decisions shall be final.
By participating in this contest, each entrant expressly grants the sponsor, its affiliates, agents, representatives, and marketing partners the right to print, publish, broadcast and use worldwide in any media format now known or hereinafter developed at any time(s), including but not limited to, the World Wide Web, the sponsor’s Internet websites and social media pages their name, comments, city/town and province of residence, written entry (if applicable, as may be edited in sponsor’s sole discretion), image, voice or video camera footage for any news, advertising, marketing or publicity purposes with respect to this contest, without further notice, compensation or review by entrant. CONTEST DATES AND TIMES: Contest begins on December 1, 2022, 2020 at 12:01 a.m. ET. Contest closes on December 1, 2023 at 11:59 p.m. ET ("Contest Period"). Closing dates for individual prizes are as follows:
1 x $1000.00 Winter Gift Card, 1 x $500.00 Grocery Gift Cards, 1 x $250.00 Gas Gift Card to be drawn for eligible members of the NSFL. Breakdown as follows: One $1000.00 Winter Tire Gift Card for, One $500.00 Grocery Gift Card, $250.00 Gas Gift Card and 12 x $50.00 Grocery cards.
Draw Dates, April 1, 2023 1 $500.00 Grocery Card, July 1, 2023 1 $250.00 Grocery Card, November 1, 2023 1 $1000.00 Winter Tire Gift Card, 12 x $50.00 Grocery Card draw dates, December 1 2022, January 1 2023, February 1 2023, March 1 2023, April 1 2023, May 1 2023, June 1 2023, July 1 2023, August 1 2023, September 1 2023, October 1 2023, November 1 2023 and December 1 2023.
After each of the above closing dates (collectively, the "Contest Closing Dates") the Contest will be closed for the prizes available to be won during the respective prize period and entries received after such Contest Closing Date shall not be eligible to win such prizes. The sole determinants of time for the purpose of a receipt of a valid entry will be physical receipt of a Written Submission (for mail entries) or live receipt of a telephone call by Higgins General Insurance Ltd.
HOW TO ENTER:
Insurance Policy/Quotation Entry Method: Members of Eligible Groups at time of entry can enter by requesting an automobile or home insurance quote from Higgins General Insurance Ltd.
Essay Entry Method: Entrants that at the time of entry: (i) are not members of Eligible Groups, but who otherwise meet the criteria to be able to join an Eligible Group (for example, they are a type of professional that could join a professional association for that type of profession where that professional association is also an Eligible Group) and who do not want to join such Eligible Group; or (ii) that are members of Eligible Groups and do not want to enter by completing the "Insurance Policy/Quotation Entry Method" as outlined above, can enter by submitting a written essay of 50 to 100 words in length on the topic of "the importance of Insurance”.
SPONSOR: Higgins General Insurance Ltd., 28 Pettingill Road, Quispamsis NB E2E3R6 ELIGIBILITY: The Contest is open to eligible members of the Nova Scotia Federation of Labour affiliated members that have entered into an approved group automobile or home insurance program ("Eligible Groups") with Higgins General Insurance Ltd. Individuals that meet the criteria to join an Eligible Group but that are not members of Eligible Groups at time of entry may enter by submitting an essay of 50 to 100 words in length, as provided in Section 4 (How to Enter), but must otherwise comply with all Contest Rules.
Open to legal residents of Canada over the age of majority in the province of residence of Nova Scotia.
By participating in this contest, entrants acknowledge compliance with and agree to be bound by all contest Rules. Entrants who do not comply with any of the contest Rules are subject to disqualification by the sponsor, in the sponsor's sole discretion, whose decisions shall be final.
By participating in this contest, each entrant expressly grants the sponsor, its affiliates, agents, representatives, and marketing partners the right to print, publish, broadcast and use worldwide in any media format now known or hereinafter developed at any time(s), including but not limited to, the World Wide Web, the sponsor’s Internet websites and social media pages their name, comments, city/town and province of residence, written entry (if applicable, as may be edited in sponsor’s sole discretion), image, voice or video camera footage for any news, advertising, marketing or publicity purposes with respect to this contest, without further notice, compensation or review by entrant. CONTEST DATES AND TIMES: Contest begins on December 1, 2022, 2020 at 12:01 a.m. ET. Contest closes on December 1, 2023 at 11:59 p.m. ET ("Contest Period"). Closing dates for individual prizes are as follows:
1 x $1000.00 Winter Gift Card, 1 x $500.00 Grocery Gift Cards, 1 x $250.00 Gas Gift Card to be drawn for eligible members of the NSFL. Breakdown as follows: One $1000.00 Winter Tire Gift Card for, One $500.00 Grocery Gift Card, $250.00 Gas Gift Card and 12 x $50.00 Grocery cards.
Draw Dates, April 1, 2023 1 $500.00 Grocery Card, July 1, 2023 1 $250.00 Grocery Card, November 1, 2023 1 $1000.00 Winter Tire Gift Card, 12 x $50.00 Grocery Card draw dates, December 1 2022, January 1 2023, February 1 2023, March 1 2023, April 1 2023, May 1 2023, June 1 2023, July 1 2023, August 1 2023, September 1 2023, October 1 2023, November 1 2023 and December 1 2023.
After each of the above closing dates (collectively, the "Contest Closing Dates") the Contest will be closed for the prizes available to be won during the respective prize period and entries received after such Contest Closing Date shall not be eligible to win such prizes. The sole determinants of time for the purpose of a receipt of a valid entry will be physical receipt of a Written Submission (for mail entries) or live receipt of a telephone call by Higgins General Insurance Ltd.
HOW TO ENTER:
Insurance Policy/Quotation Entry Method: Members of Eligible Groups at time of entry can enter by requesting an automobile or home insurance quote from Higgins General Insurance Ltd.
Essay Entry Method: Entrants that at the time of entry: (i) are not members of Eligible Groups, but who otherwise meet the criteria to be able to join an Eligible Group (for example, they are a type of professional that could join a professional association for that type of profession where that professional association is also an Eligible Group) and who do not want to join such Eligible Group; or (ii) that are members of Eligible Groups and do not want to enter by completing the "Insurance Policy/Quotation Entry Method" as outlined above, can enter by submitting a written essay of 50 to 100 words in length on the topic of "the importance of Insurance”.
