HIGGINS INSURAnCE ATLANTIC CANADA GETAWAY SWEEPSTAKES CONTEST RULES AND REGULATIONS
CONTEST RULES AND REGULATIONS (THE "CONTEST RULES"). SEE BELOW FOR FULL CONTEST DETAILS. BY ENTERING THE CONTEST, YOU AGREE TO BE BOUND BY THE CONTEST RULES. NO PURCHASE OF ANY KIND IS NECESSARY TO ENTER OR WIN.
SPONSOR: Higgins General Insurance Ltd., 28 Pettingill Road, Quispamsis NB E2E 3R6
ELIGIBILITY: The Contest is open to eligible clients (people who have one or more active insurance policies with Higgins Insurance) and prospects (people who do not have an active insurance policy with Higgins Insurance).
Open to legal residents of Canada over the age of majority in the provinces of New Brunswick, Nova Scotia, Prince Edward Island and Newfoundland and Labrador.
By participating in this contest, entrants acknowledge compliance with and agree to be bound by all contest rules. Entrants who do not comply with any of the contest rules are subject to disqualification by the Sponsor, at the Sponsor's sole discretion, whose decisions shall be final.
By participating in this contest, each entrant expressly grants the sponsor, its affiliates, agents, representatives, and marketing partners the right to print, publish, broadcast and use worldwide in any media format now known or hereinafter developed at any time(s), including but not limited to, the World Wide Web, the sponsor’s Internet websites and social media pages their name, comments, city/town and province of residence, written entry (if applicable, as may be edited at sponsor’s sole discretion), image, voice or video camera footage for any news, advertising, marketing or publicity purposes with respect to this contest, without further notice, compensation or review by entrant. Before being declared a winner, entrants must answer a skill-testing mathematical question without any assistance.
CONTEST DATES AND TIMES: Contest begins on Friday, June 30th 2023, at 12:01 a.m. ADT. Contest closes on Friday, July 12th 2024 at 11:59 p.m. ADT ("Contest Period").
Closing dates for individual prizes are as follows:
Monday, July 31st 2023 - $1500.00 Gift Card for a Long Weekend Getaway (Civic Holiday)
Friday, August 11th 2023 - $250.00 Grocery Gift Card
Friday, August 11th 2023 - 1 One-Year CAA Membership
Friday, August 11th 2023 - 1 One-Year CAA Membership
Friday, August 11th 2023 - 1 One-Year CAA Membership
Monday, August 28th 2023 - $1500.00 Gift Card for a Long Weekend Getaway (Labour Day)
Friday, September 8th 2023 - $250.00 Grocery Gift Card
Friday, September 8th 2023 - 1 One-Year CAA Membership
Friday, September 8th 2023 - 1 One-Year CAA Membership
Friday, September 8th 2023 - 1 One-Year CAA Membership
Friday, October 13th 2023 - $250.00 Grocery Gift Card
Friday, October 13th 2023 - 1 One-Year CAA Membership
Friday, October 13th 2023 - 1 One-Year CAA Membership
Friday, October 13th 2023 - 1 One-Year CAA Membership
Friday, November 10th 2023 - $250.00 Grocery Gift Card
Friday, November 10th 2023 - 1 One-Year CAA Membership
Friday, November 10th 2023 - 1 One-Year CAA Membership
Friday, November 10th 2023 - 1 One-Year CAA Membership
Friday, December 8th 2023 - $250.00 Grocery Gift Card
Friday, December 8th 2023 - 1 One-Year CAA Membership
Friday, December 8th 2023 - 1 One-Year CAA Membership
Friday, December 8th 2023 - 1 One-Year CAA Membership
Monday, December 18th 2023 - $1500.00 Gift Card for a Long Weekend Getaway (Christmas)
Friday, January 12th 2024 - $250.00 Grocery Gift Card
Friday, January 12th 2024 - 1 One-Year CAA Membership
Friday, January 12th 2024 - 1 One-Year CAA Membership
Friday, January 12th 2024 - 1 One-Year CAA Membership
Friday, February 9th 2024 - $250.00 Grocery Gift Card
Friday, February 9th 2024 - 1 One-Year CAA Membership
Friday, February 9th 2024 - 1 One-Year CAA Membership
Friday, February 9th 2024 - 1 One-Year CAA Membership
Monday, February 12th 2024 - $1500.00 Gift Card for a Long Weekend Getaway (Heritage/Islander/Family Day)
Friday, March 8th 2024 - $250.00 Grocery Gift Card
Friday, March 8th 2024 - 1 One-Year CAA Membership
Friday, March 8th 2024 - 1 One-Year CAA Membership
Friday, March 8th 2024 - 1 One-Year CAA Membership
Monday, March 25th 2024 - $1500.00 Gift Card for a Long Weekend Getaway (Good Friday)
Friday, April 12th 2024 - $250.00 Grocery Gift Card
Friday, April 12th 2024 - 1 One-Year CAA Membership
Friday, April 12th 2024 - 1 One-Year CAA Membership
Friday, April 12th 2024 - 1 One-Year CAA Membership
Friday, May 10th 2024 - $250.00 Grocery Gift Card
Friday, May 10th 2024 - 1 One-Year CAA Membership
Friday, May 10th 2024 - 1 One-Year CAA Membership
Friday, May 10th 2024 - 1 One-Year CAA Membership
Monday, May 13th 2024 - $1500.00 Gift Card for a Long Weekend Getaway (Victoria Day)
Friday, June 14th 2024 - $250.00 Grocery Gift Card
Friday, June 14th 2024 - 1 One-Year CAA Membership
Friday, June 14th 2024 - 1 One-Year CAA Membership
Friday, June 14th 2024 - 1 One-Year CAA Membership
Monday, June 24th 2024 - $1500.00 Gift Card for a Long Weekend Getaway (Canada Day)
Friday, July 12th 2024 - $250.00 Grocery Gift Card
Friday, July 12th 2024 - 1 One-Year CAA Membership
Friday, July 12th 2024 - 1 One-Year CAA Membership
Friday, July 12th 2024 - 1 One-Year CAA Membership
Total Amount of Prizes:
7 - $1500.00 Gift Card for a Long Weekend Getaway, 12 - $250.00 Grocery Gift Card, 36 - CAA One-Year Memberships.
After each of the above closing dates (collectively, the "Contest Closing Dates") the Contest will be closed for the prizes available to be won during the respective prize period and entries received after such contest closing date shall not be eligible to win such prizes. The sole determinants of time for the purpose of a receipt of a valid entry will be physical receipt of a Written Submission (for online entries) or live receipt of a telephone call by Higgins General Insurance Ltd.
HOW TO ENTER:
There are multiple ways to gain entries in the draw. Each method can be used once per insurable item unless otherwise indicated. Each time a person completes one of the following actions, they gain one entry in the draw.
Existing Client Method: Current Higgins Insurance clients on or before the day the sweepstakes launches (June 6th) will receive an email inviting them to complete an entry form to confirm their consent into the sweepstakes. Future entry opportunities will be available to our clients throughout the sweepstakes period, and only one entry per household will be eligible.
Insurance Policy/Quotation Entry Method (online form): Prospects at time of entry can enter by requesting an automobile or home insurance quote from Higgins General Insurance Ltd. using a designated online form.
Referral Method: Clients at the time of entry can enter by referring another person to Higgins Insurance via an online form. This can be done any number of times, but the same person cannot be referred to Higgins Insurance more than one time.
Binding Method: Clients or prospects at time of entry can enter by binding a policy with Higgins Insurance.
LIMITATION OF LIABILITY:
Higgins Insurance accepts no liability for any damage, loss, injury, or disappointment suffered by any entrants as a result of participating in the competition or being selected for a prize.
GENERAL:
Higgins Insurance reserves the right, at any time and without prior notice, to cancel the competition or amend these terms and conditions.
SPONSOR: Higgins General Insurance Ltd., 28 Pettingill Road, Quispamsis NB E2E 3R6
ELIGIBILITY: The Contest is open to eligible clients (people who have one or more active insurance policies with Higgins Insurance) and prospects (people who do not have an active insurance policy with Higgins Insurance).
Open to legal residents of Canada over the age of majority in the provinces of New Brunswick, Nova Scotia, Prince Edward Island and Newfoundland and Labrador.
By participating in this contest, entrants acknowledge compliance with and agree to be bound by all contest rules. Entrants who do not comply with any of the contest rules are subject to disqualification by the Sponsor, at the Sponsor's sole discretion, whose decisions shall be final.
By participating in this contest, each entrant expressly grants the sponsor, its affiliates, agents, representatives, and marketing partners the right to print, publish, broadcast and use worldwide in any media format now known or hereinafter developed at any time(s), including but not limited to, the World Wide Web, the sponsor’s Internet websites and social media pages their name, comments, city/town and province of residence, written entry (if applicable, as may be edited at sponsor’s sole discretion), image, voice or video camera footage for any news, advertising, marketing or publicity purposes with respect to this contest, without further notice, compensation or review by entrant. Before being declared a winner, entrants must answer a skill-testing mathematical question without any assistance.
CONTEST DATES AND TIMES: Contest begins on Friday, June 30th 2023, at 12:01 a.m. ADT. Contest closes on Friday, July 12th 2024 at 11:59 p.m. ADT ("Contest Period").
Closing dates for individual prizes are as follows:
Monday, July 31st 2023 - $1500.00 Gift Card for a Long Weekend Getaway (Civic Holiday)
Friday, August 11th 2023 - $250.00 Grocery Gift Card
Friday, August 11th 2023 - 1 One-Year CAA Membership
Friday, August 11th 2023 - 1 One-Year CAA Membership
Friday, August 11th 2023 - 1 One-Year CAA Membership
Monday, August 28th 2023 - $1500.00 Gift Card for a Long Weekend Getaway (Labour Day)
Friday, September 8th 2023 - $250.00 Grocery Gift Card
Friday, September 8th 2023 - 1 One-Year CAA Membership
Friday, September 8th 2023 - 1 One-Year CAA Membership
Friday, September 8th 2023 - 1 One-Year CAA Membership
Friday, October 13th 2023 - $250.00 Grocery Gift Card
Friday, October 13th 2023 - 1 One-Year CAA Membership
Friday, October 13th 2023 - 1 One-Year CAA Membership
Friday, October 13th 2023 - 1 One-Year CAA Membership
Friday, November 10th 2023 - $250.00 Grocery Gift Card
Friday, November 10th 2023 - 1 One-Year CAA Membership
Friday, November 10th 2023 - 1 One-Year CAA Membership
Friday, November 10th 2023 - 1 One-Year CAA Membership
Friday, December 8th 2023 - $250.00 Grocery Gift Card
Friday, December 8th 2023 - 1 One-Year CAA Membership
Friday, December 8th 2023 - 1 One-Year CAA Membership
Friday, December 8th 2023 - 1 One-Year CAA Membership
Monday, December 18th 2023 - $1500.00 Gift Card for a Long Weekend Getaway (Christmas)
Friday, January 12th 2024 - $250.00 Grocery Gift Card
Friday, January 12th 2024 - 1 One-Year CAA Membership
Friday, January 12th 2024 - 1 One-Year CAA Membership
Friday, January 12th 2024 - 1 One-Year CAA Membership
Friday, February 9th 2024 - $250.00 Grocery Gift Card
Friday, February 9th 2024 - 1 One-Year CAA Membership
Friday, February 9th 2024 - 1 One-Year CAA Membership
Friday, February 9th 2024 - 1 One-Year CAA Membership
Monday, February 12th 2024 - $1500.00 Gift Card for a Long Weekend Getaway (Heritage/Islander/Family Day)
Friday, March 8th 2024 - $250.00 Grocery Gift Card
Friday, March 8th 2024 - 1 One-Year CAA Membership
Friday, March 8th 2024 - 1 One-Year CAA Membership
Friday, March 8th 2024 - 1 One-Year CAA Membership
Monday, March 25th 2024 - $1500.00 Gift Card for a Long Weekend Getaway (Good Friday)
Friday, April 12th 2024 - $250.00 Grocery Gift Card
Friday, April 12th 2024 - 1 One-Year CAA Membership
Friday, April 12th 2024 - 1 One-Year CAA Membership
Friday, April 12th 2024 - 1 One-Year CAA Membership
Friday, May 10th 2024 - $250.00 Grocery Gift Card
Friday, May 10th 2024 - 1 One-Year CAA Membership
Friday, May 10th 2024 - 1 One-Year CAA Membership
Friday, May 10th 2024 - 1 One-Year CAA Membership
Monday, May 13th 2024 - $1500.00 Gift Card for a Long Weekend Getaway (Victoria Day)
Friday, June 14th 2024 - $250.00 Grocery Gift Card
Friday, June 14th 2024 - 1 One-Year CAA Membership
Friday, June 14th 2024 - 1 One-Year CAA Membership
Friday, June 14th 2024 - 1 One-Year CAA Membership
Monday, June 24th 2024 - $1500.00 Gift Card for a Long Weekend Getaway (Canada Day)
Friday, July 12th 2024 - $250.00 Grocery Gift Card
Friday, July 12th 2024 - 1 One-Year CAA Membership
Friday, July 12th 2024 - 1 One-Year CAA Membership
Friday, July 12th 2024 - 1 One-Year CAA Membership
Total Amount of Prizes:
7 - $1500.00 Gift Card for a Long Weekend Getaway, 12 - $250.00 Grocery Gift Card, 36 - CAA One-Year Memberships.
After each of the above closing dates (collectively, the "Contest Closing Dates") the Contest will be closed for the prizes available to be won during the respective prize period and entries received after such contest closing date shall not be eligible to win such prizes. The sole determinants of time for the purpose of a receipt of a valid entry will be physical receipt of a Written Submission (for online entries) or live receipt of a telephone call by Higgins General Insurance Ltd.
HOW TO ENTER:
There are multiple ways to gain entries in the draw. Each method can be used once per insurable item unless otherwise indicated. Each time a person completes one of the following actions, they gain one entry in the draw.
Existing Client Method: Current Higgins Insurance clients on or before the day the sweepstakes launches (June 6th) will receive an email inviting them to complete an entry form to confirm their consent into the sweepstakes. Future entry opportunities will be available to our clients throughout the sweepstakes period, and only one entry per household will be eligible.
Insurance Policy/Quotation Entry Method (online form): Prospects at time of entry can enter by requesting an automobile or home insurance quote from Higgins General Insurance Ltd. using a designated online form.
Referral Method: Clients at the time of entry can enter by referring another person to Higgins Insurance via an online form. This can be done any number of times, but the same person cannot be referred to Higgins Insurance more than one time.
Binding Method: Clients or prospects at time of entry can enter by binding a policy with Higgins Insurance.
LIMITATION OF LIABILITY:
Higgins Insurance accepts no liability for any damage, loss, injury, or disappointment suffered by any entrants as a result of participating in the competition or being selected for a prize.
GENERAL:
Higgins Insurance reserves the right, at any time and without prior notice, to cancel the competition or amend these terms and conditions.