TAKE ADVANTAGE OF THE DISCOUNTS AVAILABLE TO YOU
At Higgins Insurance we will not sacrifice a client’s coverage for premium.
However, we do apply every single discount that you are eligible for. These discounts are determined by the insurance companies that we work with, and are the result of their findings based on someone’s personal risk profile. If you are a responsible driver with years of experience behind the wheel, then your policy premium should reflect this. Let our team of insurance professionals review your current policy to make sure you are maximizing your premium discounts.
The top 3 discounts that we find people are missing when they come to us for insurance advice are:
1. Home/Car Discount: Traditionally the largest discount offered by an insurance company. Home/Car or Bundle Discount can save you up to 25% on both your home and auto premium. As well, this provides you just one monthly withdrawal, making banking easier and more cost efficient. **Remember – if you are currently insured with a broker both policies MUST BE with the same insurance company to realize this discount, as it is applied by the insurance company and not your broker**
2. Group/Occupation: Many companies offer an occupation discount to policyholders. While others, like Higgins Insurance, work with a select number of companies that have a focus on Group Insurance and as a result can offer even deeper discounts to these members. We take a lot of pride in being able to extend these discounts to the hard working people of the Maritimes.
3. Loyalty: This discount can range from 10% to more than 30% depending on the company. What this discount applies to is the length of time you have been insured with a company, and the discount generally increases each 5 years of continuous insurance. What we find is quite often people do not have this discount on their policy as they were recently “remarketed” to another company by their insurance provider. The companies we work with will allow this discount to be ported over to the new company policy provided your new insurance provider offers the same or similar discount.
Some of the Discounts that could save you $100s or more:
Contact one of our brokers today to find out what discounts you may be eligible for, and learn about how we have helped people like you save on their Home and Car insurance.
I am so happy that someone actually gave my own advice back to me. I always told my clients its best to shop around for the best price for the best value. So, after being with my insurance company for over 10 years, I took the advice and called up Higgins Insurance. After a 5 minutes conversation, I saved $480 on my Auto Insurance and $60 on my Home insurance per year for the same coverage. Thanks for the great advice Bob!!
Business Manager, Volkswagon