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dISCOUNTS

By getting to know our clients as we do, we can insure that every eligible discount is being applied to your policy from the companies we represent.
Start Your Quote Now

TAKE ADVANTAGE OF THE DISCOUNTS AVAILABLE TO YOU 

At Higgins Insurance we will not sacrifice a client’s coverage for premium.

However, we do apply every single discount that you are eligible for. These discounts are determined by the insurance companies that we work with, and are the result of their findings based on someone’s personal risk profile. If you are a responsible driver, with years of experience behind the wheel then your policy premium should reflect this. Let our team of insurance professionals review your current policy to make sure you are maximizing your premium discounts.

The TOP 3 Discounts that we find people are missing when they come to us for insurance advice are:

1. Home/Car Discount: Traditionally the largest discount offered by an Insurance Company. Home/Car or Bundle Discount can save you up to 25% on both your home and auto premium. As well, this provides you just one monthly withdrawal, making banking easier and more cost efficient. **Remember – if you are currently insured with a broker both policies MUST BE with the same insurance company to realize this discount, as it is applied by the insurance company and not your broker**

2. Group/Occupation: Many companies offer an occupation discount to policyholders. While others, like Higgins Insurance, work with a select number of companies that have a focus on Group Insurance and as a result can offer even deeper discounts to these members. We take a lot of pride in being able to extend these discounts to the hard working people of the Maritimes.

3. Loyalty: This discount can range from 10% to more than 30% depending on the company. What this discount applies to is the length of time you have been insured with a company, and the discount generally increases each 5 years of continuous insurance. What we find is quite often people do not have this discount on their policy as they were recently “remarketed” to another company by their insurance provider. The companies we work with will allow this discount to be ported over to the new company policy provided your new insurance provider offers the same or similar discount.

Some of the Discounts that could save you $100’s or more:
  • Bundle Car/Home
  • Group
  • Mature Driver
  • Multi Vehicle
  • Loyalty
  • Telematics-My Driving Discount
  • Claims Free
  • Security/Alarm
  • Conviction Free
  • Drivers Training
  • Personal Credit Rating

Contact one of our brokers today to find out what discounts you may be eligible for, and learn about how we have helped people like you save on their Home and Car insurance.

Get Your Quote Now

CLICK HERE

Call Us:

1-866-273-2911


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Testimonials

I am so happy that someone actually gave my own advice back to me. I always told my clients its best to shop around for the best price for the best value. So, after being with my insurance company for over 10 years, I took the advice and called up Higgins Insurance. After a 5 minutes conversation, I saved $480 on my Auto Insurance and $60 on my Home insurance per year for the same coverage. Thanks for the great advice Bob!!

Troy Burke
Business Manager, Volkswagon
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28 Pettingill Rd, Quispamsis, NB E2E 3R6
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1-506-849-7800
1-866-273-2911
Fax: 506-847-9816
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info@higginsinsurance.ca
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Working Hours:
Mon - Fri 8:30am - 5:00pm
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©2020 Higgins Insurance | Car & Home Insurance for Maritimers
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AUTO
​Cars
Bundle Car/Home
Classic Cars
Young Drivers
High-Risk Drivers
Newly Licensed
International License
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HOME
​Bundle Home/Car
Home
Condo  
Renter/Tenant
​​High-Value
First Time Homeowner
Mobile/Mini Home
Manufactured
Seasonal Home Secondary Home Rentals Vacant Home
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RECREATIONAL
Motorcycle
Smowmobile
ATV/UTV
Boats
Travel Trailer
Motorhome
Cottage
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BUSINESS
Commercial Property
Commercial Auto
Professional Liability
General Liability
Directors & Officers
Errors & Omissions
Construction
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LIFESTYLE
Life
Group Health
Travel
Personal Health
Critical illness
Disability illness
Umbrella
Financial Planning
Investing
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DISCOUNTS
Group
Bundle Car/Home
Mature Driver
Multi Vehicle
Loyalty
My Driving Discount-Telematics
Claims Free
Security/Alarm
Conviction Free
Drivers Training
Personal Credit Rating
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SPECIAL COVERAGES
Pet Insurance
Flood & Overland Water
Guaranteed Replacement
Umbrella
Dwelling Under Construction
Above & Beyond - Economical
Lifestyle Advantage - Intact
Auto and Home Claims Forgiveness
Scheduled Items
Home Based Business

Occupational Group Discount

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MUNICIPAL
City Worker 
Computer Analyst
CUPE Member 
Human Resource
Inside Worker 
Municipal Worker 
Outside Worker 
Town Worker 
Water Commission 
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PROVINCIAL
Administration
Civil Service 
CUPE Member
Institutional Care 
NSGEU Member 
Sheriff 
Social Worker 
Tourism 
Workplace Health 
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FEDERAL
Auditor 
Call Centres
Canada Post
Border Services
Correctional  Officer 
CRA Specialist 
Employment Officer
Program Officers 
PSAC Member 
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FIRST RESPONDER
911 Operator 
Emergency Response
Firefighter 
Inter. Police Assoc.
Paramedic
Police–NBPA & NSPA
RCMP-Civilian Member 
RCMP-Member 
RCMP Public Servant
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EDUCATION
Bus Driver 
College Instructor 
Custodian
Educational  Assistant
Support Staff 
Library Specialist
Professor 
Teacher 
University TA's 
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HEALTH CARE
Acute Care
Clinical Laboratory 
Enviro. Service 
Home Care
Long Term Care 
Nurses
Radiology Tech.
Physiotherapists 
Respiratory Therapist 
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UNIONIZE WORKERS
Carpenter 
Electrician 
Highway Worker 
Industrial Mechanic 
Millwright 

Painter 
Plumber 
Power Engineer 
Welder
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MEET THE TEAM
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OUR STORY
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TESTIMONIALS
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GROUPS
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DISCOVER
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PARTNERS
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CAREERS