save up to 25%​

Helping people save and keeping their most valuable assets safe is what we do every day.  Group Home and Auto Insurance can save you hundreds of dollars every year, call Higgins Insurance to find out how.
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With your specialized training and experience you have gained over the years in operating various vehicles and situations to minimize risk allows Higgins Insurance to get you the best coverage and rate for your Home and Car.

The brave men and women who work as First Responders in the Martimes provide us a certain peace of mind that allows us to feel safe and secure in our home.  From the firefighters, first on the scene and trained to tackle the most difficult challenges.  Or the paramedics responding to 911 Dispatchers that have calls from people in the Maritimes 24 hours a day, 7 days a week.  The RCMP and Regional/Municipal Police officers, working diligently to keep our communities safe.

At Higgins Insurance we work to do the same for our clients.  Having the right coverage for all of your personal assets will provide you with the same peace of mind.  When we get the opportunity to help you, our first priority is to fully understand you, your family and the assets you are looking to protect.  Not all insurance policies are created equal, and it is our responsibility to ensure you are informed and make the right choice for your personal situation.

On behalf of everyone at Higgins Insurance, we thank you!  We are so grateful to have the privilege to serve you.

As a First Responder in the Maritimes what are the TOP 3 things to consider when choosing an Insurance Broker vs Agent?

1.  Are you treated as a person or a number?  At Higgins Insurance we see our clients as family, and any recommendation we make is based on our personal understanding of your situation.

2.  Do you feel you are sacrificing coverage for premium?  When working with a Direct Writer or Agent they are limited to one market (their employer), and this can result in missing coverages that are important to you because they don’t offer them.  We take pride in being able to insure just about anything, and we will never sacrifice the coverages you need for premium.  Let Higgins Insurance help you make the right choices.

3.  Choice, Advice and Advocacy: The guiding principles of a broker.  By representing multiple insurance companies, we work for you, and will give you the best possible advice when making a decision for your insurance policy.  Unfortunately, sometimes things go sideways, and your broker will be there during these difficult times to make things right.  This is our promise.

"Testimonials"

The customer service is incredible!!! I live in PEI and Higgins insurance is based out of NB. It’s like they are just next door!  Bob and his staff are there for you.  Thanks for everything.  They just make things easy.

Louanne McQuaid, RCMP Member - Rocky Point, Prince Edward Island


Switched over from my insurance from another company. Very easy to do so. Service was great, very friendly.


Matthew Ingraham, Paramedic - Saint John, New Brunswick

More Testimonials

Some of the qualifying  Job Titles for First Responders:

• 911 Operators
• Emergency Response
• Firefighter
• International Police Association
• Paramedic
• Police – NBPA & NSPA Members
• RCMP – Civilian Members
• RCMP – Members
• RCMP – Public Servants

Like you, we are available 24/7 through our GET A QUOTE and 1-866-273-2911.  We appreciate all that you do for our Maritime communities, and we would love to help you get the best coverage for the best premium on your Home and Car Insurance.