save up to 25%

Higgins Insurance works closely with many ​national insurance companies to provide preferred rates for city and town employees throughout Atlantic Canada.
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Higgins Insurance’s office is located in the Kennebecasis Valley area of New Brunswick, containing the town of Quispamsis, the town of Rothesay, and the city of Saint John. Since Higgins Insurance opened its doors 30 years ago in this small but growing community, we’ve seen the effort that hard-working municipal employees put in each and every day firsthand. We wanted to give back, so we’ve secured discounted home and auto rates to help you out. So, if you work at Town Hall as Administrative Support Staff or are an Outdoor Worker keeping our streets and parks clean and safe, we have some discounted home and auto insurance for you.

As a municipal employee in Atlantic Canada, what are the top 3 things to consider when choosing an insurance broker vs agent?

1.  Are you treated as a person or a number?  At Higgins Insurance we see our clients as family, and any recommendation we make is based on our personal understanding of your situation.

2.  Do you feel you are sacrificing coverage for premium?  When working with a Direct Writer or Agent they are limited to one market (their employer), and this can result in missing coverages that are important to you because they don’t offer them.  We take pride in being able to insure just about anything, and we will never sacrifice the coverages you need for premium.  Let Higgins Insurance help you make the right choices.

3.  Choice, Advice and Advocacy: The guiding principles of a broker.  By representing multiple insurance companies, we work for you, and will give you the best possible advice when making a decision for your insurance policy.  Unfortunately, sometimes things go sideways, and your broker will be there during these difficult times to make things right.  This is our promise.

"Testimonials"

I have been extremely pleased with the service and attention given to me by Higgins Insurance. Their staff are friendly and professional and have always responded to any of my inquiries in a timely manner.

Bernard Cormier, City Worker - Saint John, New Brunswick

I've been a client for a few years and I couldn't be happier. Everytime I called to make a change or ask a question I was met with quick and friendly service. Thank you Bob and Angie for everything over the last few years and many more to come!

JP Michaud, Water Commission - Halifax, Nova Scotia

More Testimonials

Some of the qualifying  Job Titles for Municipal Workers:

• City Worker
• Computer Analyst
• CUPE NS
• CUPE NB
• ​Human Resources
• Inside Worker
• Municipal Worker
• Outside Worker
• Town Worker
• Water & Transit

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Fill out our forms or contact one of our brokers today and let them know that you are a municipal employee to discover how much we can save you on your home and auto insurance.