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  • Insurance
    • Auto >
      • Auto Insurance
      • Antique Car Insurance
      • Electric Car Insurance
      • Scooter Insurance
      • Motorcycle Insurance
    • Property >
      • Tenant Insurance
      • Home Insurance
    • Recreational >
      • Recreational Insurance
      • ATV Insurance
      • Boat Insurance
      • Snowmobile Insurance
      • Cottage Insurance
      • Bicycle Insurance
    • Trailer/Motorhome >
      • Trailer Insurance
      • Motorhome Insurance
    • Business
    • Discounts
    • Special Coverages
  • Group Discount
    • Occupations >
      • City Workers
      • MUNICIPAL EMPLOYEE >
        • Computer Analyst
        • Outside Workers
        • Inside Workers
        • Municipal Workers
        • Town Workers
        • Water Commission Workers
      • PROVINCIAL EMPLOYEE >
        • Administration Worker
        • Civil Service Worker
        • Institutional Care Workers
        • Social Workers
        • Tourism
        • Workplace Health Worker
      • FEDERAL EMPLOYEE >
        • Auditors
        • Border Service Officers
        • Call Centre Workers
        • Canada Post Workers
        • Correctional Officers
        • CRA Specialists
        • Employment Officers
        • Program Officers
        • Public Service Alliance of Canada
      • First Responders >
        • 911 Operators
        • Firefighters
        • Paramedics
        • RCMP Civilian Members
        • RCMP Member
        • RCMP Public Services
      • Education >
        • Bus Drivers
        • College Instructors
        • Custodians
        • Educational Assistants
        • Educational Support Staff
        • Library Specilaists
        • Professors
        • Teachers
        • University Teaching Assistants
      • Health Care >
        • Acute Care Workers
        • Clinical Laboratory Professionals
        • Environmental Services Technicians
        • Home Care Workers
        • Long Term Care
        • Nurses
        • Radiology Technician
        • Physiotherapists
        • Respiratory Therapists
      • Unionized Workers >
        • Carpenters
        • Electricians
        • Highway Workers
        • Industrial Mechanic
        • Millwrights
        • Painters
        • Plumbers
        • Power Engineers
        • Welders
    • Groups >
      • Atlantic Provinces Professional Fire Fighters Association
      • Canadian Association of Medical Radiation Technologists
      • Canadian Union of Public Employees NB
      • Canadian Union of Public Employees (NS)
      • CUPE PEI
      • CUPE Newfoundland & Labrador
      • Innovatia
      • International Police Association Atlantic
      • National Police Federation
      • New Brunswick Association of Assessing Officers
      • New Brunswick Association of Medical Radiation Technologists
      • New Brunswick Association of Respiratory Therapists
      • New Brunswick Federation of Labour
      • New Brunswick Police Association
      • Nova Scotia Federation of Labour
      • Nova Scotia Government & General Employees Union
      • Prince Edward Island Federation of Labour
      • Royal Canadian Mounted Police
  • About
    • Meet The Team
    • Our Story
    • Testimonials
    • Discover Our Difference
    • Partners
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    • 2024-2025 Winners
    • 2023-2024 Winners
    • 2022-2023 Winners
    • 2021-2022 Winners
    • 2020-2021 Winners
    • 2019-2020 Winners
    • 2018-2019 Winners
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SPECIAL COVERAGES

An insurance policy can be customized to your personal needs.  By working with a broker at Higgins Insurance we will develop a policy that will meet your unique requirements.
Start Your Quote Now

 SPECIAl COVERAGES     YOU CAN RELY   ON

By working with a broker at Higgins Insurance, you will have the ability to find the right coverage for your unique needs.

Whether you are considering adding an addition to your home, or want to safeguard a precious family heirloom, our team of professionals can find a policy that will provide you peace of mind.

Our team of professionals have had people ask if we could insure a number of interesting things.  Below are 3 of the most unusual requests our team has had from someone.​

  1. Some called to get a CGL (Commercial General Liability) policy for their company that hunted Ghosts. 
  2. Literally the Scooby Doo Gang! One of our CUPE clients had us insure a hearse for them, that is used in various films and local Halloween events.
  3. A client called asking if a camel could be insured under their home policy for liability purposes if someone was to be injured…unfortunately this one we could not do!

So, if we could find coverage for these unique client needs, I’m sure we can help you as well.

These Special Coverages, and others enhance your policy to provide the unique coverage you need.
  • Pet Insurance
  • Flood & Overland Water
  • Guaranteed Replacement
  • Umbrella
  • Dwelling Under Construction
  • Above & Beyond – Economical
  • Lifestyle Advantage – Intact
  • Auto and Home Claims Forgiveness
  • Scheduled Items
  • Home Based Business
Give us a call, and let us know about you and your special coverage needs.  We love a challenge at Higgins Insurance!

Get Your Quote Now

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Call Us:

1-866-273-2911


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Testimonials

I am so happy that someone actually gave my own advice back to me. I always told my clients its best to shop around for the best price for the best value. So, after being with my insurance company for over 10 years, I took the advice and called up Higgins Insurance. After a 5 minutes conversation, I saved $480 on my Auto Insurance and $60 on my Home insurance per year for the same coverage. Thanks for the great advice Bob!!

Troy Burke
Business Manager, Volkswagon
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28 Pettingill Rd, Quispamsis, NB E2E 3R6
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1-506-849-7800
1-866-273-2911
Fax: 506-847-9816
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[email protected]
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Working Hours:
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