SAVE up to 25%

The range of services provided by the public servants in Atlantic Canada is so beneficial to our provinces. Higgins Insurance recognizes this, and can help you by finding the right home and auto insurance plan to meet your family's needs.
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Higgins Insurance's founder’s roots are in Pictou County, Nova Scotia where Kendall Higgins began his career in the insurance industry.  His various roles took his family from Truro, Nova Scotia to Charlottetown, Prince Edward Island and finally in 1989 to Quispamsis, New Brunswick where in 1993 he decided to start Higgins General Insurance Ltd. with his wife and business partner Arlene Higgins. Together they started the business with a singular focus to do right by everyone that they got the privilege to serve.

Having spent time in each of our wonderful Maritime provinces, the Higgins family met and insured many hard working provincial employees over the years.  Highway road maintenance workers, education and health care professionals, provincial civil servants, and so on.  It was in the early days of the brokerage that we wanted to repay those that had supported and served their provinces by working in these and other key roles to make the Atlantic Canada region the greatest place on earth to live.

The relationships that we have fostered with CUPE-NB, CUPE-NS, Federation of Labour - New Brunswick and Federation of Labour - Nova Scotia has allowed Higgins Insurance to offer discounted Home and Car Insurance to over 120,000 dedicated provincial employees and their families.

We would appreciate an opportunity to speak with you about your personal insurance needs, and to determine the right policies at the best premium to provide the peace of mind you so deserve.

As a provincial employee in Atlantic Canada, what are the top 3 things to consider when choosing an insurance broker vs agent?

1.  Are you treated as a person or a number?  At Higgins Insurance we see our clients as family, and any recommendation we make is based on our personal understanding of your situation.

2.  Do you feel you are sacrificing coverage for premium?  When working with a Direct Writer or Agent they are limited to one market (their employer), and this can result in missing coverages that are important to you because they don’t offer them.  We take pride in being able to insure just about anything, and we will never sacrifice the coverages you need for premium.  Let Higgins Insurance help you make the right choices.

3.  Choice, Advice and Advocacy: The guiding principles of a broker.  By representing multiple insurance companies, we work for you, and will give you the best possible advice when making a decision for your insurance policy.  Unfortunately, sometimes things go sideways, and your broker will be there during these difficult times to make things right.  This is our promise.

"Testimonials"

Higgins Insurance goes above and beyond for their clients. i have had nothing but kindness, and dedication from the staff who always greet you with sincere kindness and helpfulness. I’ve never experienced this kind of service in my 30 years driving. you are the best!!!!

Sarah Hollahan, NSGEU - Dartmouth, Nova Scotia

Fantastic personnel- Prompt and friendly service. The rates offered through Higgins Insurance are remarkably lower than any other company I contacted. The staff are very knowledgeable and professional in the provision of Insurance quotes right through to service delivery. I highly recommend Higgins Insurance.

Christine Brittain, Civil Service - Saint John, New Brunswick

More Testimonials

Some of the qualifying job titles for provincial employees are:
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• Administration
• Civil Service
• CUPE NB

• CUPE NS
• Institutional Care
• NSGEU Member
• Sheriff
• Social Worker
• Tourism
• Workplace Health

Fill out our forms or contact one of our brokers today and let them know that you are a municipal employee to discover how much we can save you on your home and auto insurance.