AMRTA Grocery CarD Contest Rules
and Regulations
2020 Higgins General Insurance Ltd. Grocery Card Contest Rules and Regulations CONTEST RULES AND REGULATIONS (THE "CONTEST RULES") NO PURCHASE OF ANY KIND IS NECESSARY TO ENTER OR WIN. MAKING A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.
SPONSOR: Higgins General Insurance Ltd., 28 Pettingill Road, Quispamsis NB E2E3R6 ELIGIBILITY: The Contest is open to eligible members of AMRTA members that have entered into an approved group automobile or home insurance program ("Eligible Groups") with Higgins General Insurance Ltd. Individuals that meet the criteria to join an Eligible Group, but that are not members of Eligible Groups at time of entry, may enter by submitting an essay of 50 to 100 words in length, as provided in Section 4 (How to Enter), but must otherwise comply with all Contest Rules.
Open to legal residents of Canada who are AMRTA Delegates over the age of majority.
By participating in this Contest, entrants acknowledge compliance with and agree to be bound by all Contest Rules. Entrants who do not comply with any of the Contest Rules are subject to disqualification by the Sponsor, in the Sponsor's sole discretion, whose decisions shall be final.
By participating in this Contest, each entrant expressly grants the Sponsor, its Affiliates, agents, representatives, and marketing partners the right to print, publish, broadcast and use worldwide in any media format now known or hereinafter developed at any time(s), including but not limited to, the World Wide Web, the Sponsor’s Internet websites and social media pages their name, comments, city/town and province of residence, written entry (if applicable, as may be edited in Sponsor’s sole discretion), image, voice or video camera footage for any news, advertising, marketing or publicity purposes with respect to this Contest, without further notice, compensation or review by entrant. CONTEST DATES AND TIMES: Contest begins on September 12,2 2020 2020 at 9:00 am ET. Contest closes on September 13, 2020 at 11:59 p.m. ET ("Contest Period"). Closing dates for individual prizes are as follows:
4 x $50.00 Grocery Gift Cards to be drawn on September 14,2020. One Gift Card winner from each province, Newfoundland & Labrador, Prince Edward Island, New Brunswick & Nova Scotia. Higgins Insurance does not offer Auto & Home Insurance in Newfoundland & Labrador.
After each of the above closing dates (collectively, the "Contest Closing Dates") the Contest will be closed for the prizes available to be won during the respective prize period to which such Contest Closing Date corresponds and entries received after such Contest Closing Date shall not be eligible to win such prizes. The sole determinants of time for the purpose of a receipt of a valid entry will be physical receipt of a Written Submission (for mail entries) or live receipt of a telephone call by Higgins General Insurance Ltd.
HOW TO ENTER:
Insurance Policy/Quotation Entry Method: Members of Eligible Groups at time of entering the online quote request, Higgins General Insurance Ltd. and: (i) providing the expiry date of their automobile or home insurance policy; (ii) requesting an automobile or home insurance quote; or (iii) entering as a current (at time of entry) automobile or home policy holder with Higgins General Insurance Ltd.
Essay Entry Method: Entrants that at the time of entry: (i) are not members of Eligible Groups, but who otherwise meet the criteria to be able to join an Eligible Group (for example, they are a type of professional that could join a professional association for that type of profession where that professional association is also an Eligible Group) and who do not want to join such Eligible Group; or (ii) that are members of Eligible Groups and do not want to enter by completing the "Insurance Policy/Quotation Entry Method" as outlined above, can enter by submitting a written essay of 50 to 100 words in length on the topic of "the importance of
SPONSOR: Higgins General Insurance Ltd., 28 Pettingill Road, Quispamsis NB E2E3R6 ELIGIBILITY: The Contest is open to eligible members of AMRTA members that have entered into an approved group automobile or home insurance program ("Eligible Groups") with Higgins General Insurance Ltd. Individuals that meet the criteria to join an Eligible Group, but that are not members of Eligible Groups at time of entry, may enter by submitting an essay of 50 to 100 words in length, as provided in Section 4 (How to Enter), but must otherwise comply with all Contest Rules.
Open to legal residents of Canada who are AMRTA Delegates over the age of majority.
By participating in this Contest, entrants acknowledge compliance with and agree to be bound by all Contest Rules. Entrants who do not comply with any of the Contest Rules are subject to disqualification by the Sponsor, in the Sponsor's sole discretion, whose decisions shall be final.
By participating in this Contest, each entrant expressly grants the Sponsor, its Affiliates, agents, representatives, and marketing partners the right to print, publish, broadcast and use worldwide in any media format now known or hereinafter developed at any time(s), including but not limited to, the World Wide Web, the Sponsor’s Internet websites and social media pages their name, comments, city/town and province of residence, written entry (if applicable, as may be edited in Sponsor’s sole discretion), image, voice or video camera footage for any news, advertising, marketing or publicity purposes with respect to this Contest, without further notice, compensation or review by entrant. CONTEST DATES AND TIMES: Contest begins on September 12,2 2020 2020 at 9:00 am ET. Contest closes on September 13, 2020 at 11:59 p.m. ET ("Contest Period"). Closing dates for individual prizes are as follows:
4 x $50.00 Grocery Gift Cards to be drawn on September 14,2020. One Gift Card winner from each province, Newfoundland & Labrador, Prince Edward Island, New Brunswick & Nova Scotia. Higgins Insurance does not offer Auto & Home Insurance in Newfoundland & Labrador.
After each of the above closing dates (collectively, the "Contest Closing Dates") the Contest will be closed for the prizes available to be won during the respective prize period to which such Contest Closing Date corresponds and entries received after such Contest Closing Date shall not be eligible to win such prizes. The sole determinants of time for the purpose of a receipt of a valid entry will be physical receipt of a Written Submission (for mail entries) or live receipt of a telephone call by Higgins General Insurance Ltd.
HOW TO ENTER:
Insurance Policy/Quotation Entry Method: Members of Eligible Groups at time of entering the online quote request, Higgins General Insurance Ltd. and: (i) providing the expiry date of their automobile or home insurance policy; (ii) requesting an automobile or home insurance quote; or (iii) entering as a current (at time of entry) automobile or home policy holder with Higgins General Insurance Ltd.
Essay Entry Method: Entrants that at the time of entry: (i) are not members of Eligible Groups, but who otherwise meet the criteria to be able to join an Eligible Group (for example, they are a type of professional that could join a professional association for that type of profession where that professional association is also an Eligible Group) and who do not want to join such Eligible Group; or (ii) that are members of Eligible Groups and do not want to enter by completing the "Insurance Policy/Quotation Entry Method" as outlined above, can enter by submitting a written essay of 50 to 100 words in length on the topic of "the importance of
