Call Today! 1-866-273-29111-866-273-2911 | Serving the Maritimes.

Picture
Start A Quote
REPORT A CLAIM
CLIENT HELP
Higgins Insurance
  • Insurance
    • Auto
    • Home
    • Recreational
    • Business
    • Lifestyle
    • Discounts
    • Special Coverages
  • Group Discount
    • Occupations >
      • MUNICIPAL EMPLOYEE >
        • City Workers
        • Computer Analyst
        • Inside Workers
        • Municipal Workers
        • Outside Workers
        • Town Workers
        • Water Commission Workers
      • PROVINCIAL EMPLOYEE >
        • Administration Worker
        • Civil Service Worker
        • Institutional Care Workers
        • Social Workers
        • Tourism
        • Workplace Health Worker
      • FEDERAL EMPLOYEE >
        • Auditors
        • Border Service Officers
        • Call Centre Workers
        • Canada Post Workers
        • Correctional Officers
        • CRA Specialists
        • Employment Officers
        • Program Officers
        • Public Service Alliance of Canada
      • First Responders >
        • 911 Operators
        • Firefighters
        • Paramedics
        • RCMP Civilian Members
        • RCMP Member
        • RCMP Public Services
      • Education >
        • Bus Drivers
        • College Instructors
        • Custodians
        • Educational Assistants
        • Educational Support Staff
        • Library Specilaists
        • Professors
        • Teachers
        • University Teaching Assistants
      • Health Care >
        • Acute Care Workers
        • Clinical Laboratory Professionals
        • Environmental Services Technicians
        • Home Care Workers
        • Long Term Care
        • Nurses
        • Radiology Technician
        • Physiotherapists
        • Respiratory Therapists
      • Unionized Worker >
        • Carpenters
        • Electricians
        • Highway Workers
        • Industrial Mechanic
        • Millwrights
        • Painters
        • Plumbers
        • Power Engineers
        • Welders
  • About
    • Meet The Team
    • Our Story
    • Testimonials
    • Partners
    • Careers
    • Groups >
      • Canadian Union of Public Employees NB
      • Canadian Union of Public Employees (NS)
      • International Police Association Maritimes
      • New Brunswick Association of Medical Radiation Technologists
      • New Brunswick Police Association Group
      • Nova Scotia Government & General Employees Union
      • Royal Canadian Mounted Police
      • The New Brunswick Federation of Labour
      • The Nova Scotia Federation of Labour
  • Sweepstakes
    • 2019-2020 Winners
    • 2018-2019 Winners
    • 2017-2018 Winners
  • Contact
  • We Care Blog
  • Insurance
    • Auto
    • Home
    • Recreational
    • Business
    • Lifestyle
    • Discounts
    • Special Coverages
  • Group Discount
    • Occupations >
      • MUNICIPAL EMPLOYEE >
        • City Workers
        • Computer Analyst
        • Inside Workers
        • Municipal Workers
        • Outside Workers
        • Town Workers
        • Water Commission Workers
      • PROVINCIAL EMPLOYEE >
        • Administration Worker
        • Civil Service Worker
        • Institutional Care Workers
        • Social Workers
        • Tourism
        • Workplace Health Worker
      • FEDERAL EMPLOYEE >
        • Auditors
        • Border Service Officers
        • Call Centre Workers
        • Canada Post Workers
        • Correctional Officers
        • CRA Specialists
        • Employment Officers
        • Program Officers
        • Public Service Alliance of Canada
      • First Responders >
        • 911 Operators
        • Firefighters
        • Paramedics
        • RCMP Civilian Members
        • RCMP Member
        • RCMP Public Services
      • Education >
        • Bus Drivers
        • College Instructors
        • Custodians
        • Educational Assistants
        • Educational Support Staff
        • Library Specilaists
        • Professors
        • Teachers
        • University Teaching Assistants
      • Health Care >
        • Acute Care Workers
        • Clinical Laboratory Professionals
        • Environmental Services Technicians
        • Home Care Workers
        • Long Term Care
        • Nurses
        • Radiology Technician
        • Physiotherapists
        • Respiratory Therapists
      • Unionized Worker >
        • Carpenters
        • Electricians
        • Highway Workers
        • Industrial Mechanic
        • Millwrights
        • Painters
        • Plumbers
        • Power Engineers
        • Welders
  • About
    • Meet The Team
    • Our Story
    • Testimonials
    • Partners
    • Careers
    • Groups >
      • Canadian Union of Public Employees NB
      • Canadian Union of Public Employees (NS)
      • International Police Association Maritimes
      • New Brunswick Association of Medical Radiation Technologists
      • New Brunswick Police Association Group
      • Nova Scotia Government & General Employees Union
      • Royal Canadian Mounted Police
      • The New Brunswick Federation of Labour
      • The Nova Scotia Federation of Labour
  • Sweepstakes
    • 2019-2020 Winners
    • 2018-2019 Winners
    • 2017-2018 Winners
  • Contact
  • We Care Blog

AMRTA Grocery CarD   Contest Rules
​and Regulations

2020 Higgins General Insurance Ltd. Grocery Card Contest Rules and Regulations CONTEST RULES AND REGULATIONS (THE "CONTEST RULES") NO PURCHASE OF ANY KIND IS NECESSARY TO ENTER OR WIN. MAKING A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

SPONSOR: Higgins General Insurance Ltd., 28 Pettingill Road, Quispamsis NB E2E3R6 ELIGIBILITY: The Contest is open to eligible members of AMRTA  members that have entered into an approved group automobile or home insurance program ("Eligible Groups") with Higgins General Insurance Ltd. Individuals that meet the criteria to join an Eligible Group, but that are not members of Eligible Groups at time of entry, may enter by submitting an essay of 50 to 100 words in length, as provided in Section 4 (How to Enter), but must otherwise comply with all Contest Rules.

Open to legal residents of Canada who are AMRTA Delegates over the age of majority.

By participating in this Contest, entrants acknowledge compliance with and agree to be bound by all Contest Rules. Entrants who do not comply with any of the Contest Rules are subject to disqualification by the Sponsor, in the Sponsor's sole discretion, whose decisions shall be final.

By participating in this Contest, each entrant expressly grants the Sponsor, its Affiliates, agents, representatives, and marketing partners the right to print, publish, broadcast and use worldwide in any media format now known or hereinafter developed at any time(s), including but not limited to, the World Wide Web, the Sponsor’s Internet websites and social media pages their name, comments, city/town and province of residence, written entry (if applicable, as may be edited in Sponsor’s sole discretion), image, voice or video camera footage for any news, advertising, marketing or publicity purposes with respect to this Contest, without further notice, compensation or review by entrant. CONTEST DATES AND TIMES: Contest begins on September 12,2 2020  2020 at 9:00 am  ET. Contest closes on September 13,  2020 at 11:59 p.m. ET ("Contest Period"). Closing dates for individual prizes are as follows:

4 x $50.00 Grocery Gift Cards to be drawn on September 14,2020.  One Gift Card winner from each province, Newfoundland & Labrador, Prince Edward Island, New Brunswick & Nova Scotia. Higgins Insurance does not offer Auto & Home Insurance in Newfoundland & Labrador.

After each of the above closing dates (collectively, the "Contest Closing Dates") the Contest will be closed for the prizes available to be won during the respective prize period to which such Contest Closing Date corresponds and entries received after such Contest Closing Date shall not be eligible to win such prizes. The sole determinants of time for the purpose of a receipt of a valid entry will be physical receipt of a Written Submission (for mail entries) or live receipt of a telephone call by Higgins General Insurance Ltd.

​HOW TO ENTER:

Insurance Policy/Quotation Entry Method: Members of Eligible Groups at time of entering the online quote request,  Higgins General Insurance Ltd. and: (i) providing the expiry date of their automobile or home insurance policy; (ii) requesting an automobile or home insurance quote; or (iii) entering as a current (at time of entry) automobile or home policy holder with Higgins General Insurance Ltd.

Essay Entry Method: Entrants that at the time of entry: (i) are not members of Eligible Groups, but who otherwise meet the criteria to be able to join an Eligible Group (for example, they are a type of professional that could join a professional association for that type of profession where that professional association is also an Eligible Group) and who do not want to join such Eligible Group; or (ii) that are members of Eligible Groups and do not want to enter by completing the "Insurance Policy/Quotation Entry Method" as outlined above, can enter by submitting a written essay of 50 to 100 words in length on the topic of "the importance of  

COMPANY

Home
About
​
Groups
Products
Claims
Testimonials
Contact
Privacy policy
Site Map
​
More

GET IN TOUCH

Picture
28 Pettingill Rd, Quispamsis, NB E2E 3R6
Picture
1-506-849-7800
1-866-273-2911
Fax: 506-847-9816
Picture
info@higginsinsurance.ca
Follow Higgins Insurance on:
Working Hours:
Mon - Fri 8:30am - 5:00pm
Picture

SUBSCRIBE TO Our Newsletter

Subscribe for Articles, Tips, Fun Facts, and More
SUBSCRIBE

 As part of an application for insurance, you must consent to Higgins Insurance collecting, using and disclosing personal information required for purposes of considering an application for new or renewal of you car or home insurance. Read our full  Privacy Statement.
Picture
©2021 Higgins Insurance | Car & Home Insurance for Maritimers
Picture
AUTO
​Cars
Bundle Car/Home
Classic Cars
Young Drivers
High-Risk Drivers
Newly Licensed
International License
Picture
HOME
​Bundle Home/Car
Home
Condo  
Renter/Tenant
​​High-Value
First Time Homeowner
Mobile/Mini Home
Manufactured
Seasonal Home Secondary Home Rentals Vacant Home
Picture
RECREATIONAL
Motorcycle
Smowmobile
ATV/UTV
Boats
Travel Trailer
Motorhome
Cottage
Picture
BUSINESS
Commercial Property
Commercial Auto
Professional Liability
General Liability
Directors & Officers
Errors & Omissions
Construction
Picture
LIFESTYLE
Life
Group Health
Travel
Personal Health
Critical illness
Disability illness
Umbrella
Financial Planning
Investing
Picture
DISCOUNTS
Group
Bundle Car/Home
Mature Driver
Multi Vehicle
Loyalty
My Driving Discount-Telematics
Claims Free
Security/Alarm
Conviction Free
Drivers Training
Personal Credit Rating
Picture
SPECIAL COVERAGES
Pet Insurance
Flood & Overland Water
Guaranteed Replacement
Umbrella
Dwelling Under Construction
Above & Beyond - Economical
Lifestyle Advantage - Intact
Auto and Home Claims Forgiveness
Scheduled Items
Home Based Business

SAVe UP TO 25%

Picture
MUNICIPAL
City Worker 
Computer Analyst
CUPE Member 
Human Resource
Inside Worker 
Municipal Worker 
Outside Worker 
Town Worker 
Water Commission 
Picture
PROVINCIAL
Administration
Civil Service 
CUPE Member
Institutional Care 
NSGEU Member 
Sheriff 
Social Worker 
Tourism 
Workplace Health 
Picture
FEDERAL
Auditor 
Call Centres
Canada Post
Border Services
Correctional  Officer 
CRA Specialist 
Employment Officer
Program Officers 
PSAC Member 
Picture
FIRST RESPONDER
911 Operator 
Emergency Response
Firefighter 
Inter. Police Assoc.
Paramedic
Police–NBPA & NSPA
RCMP-Civilian Member 
RCMP-Member 
RCMP Public Servant
Picture
EDUCATION
Bus Driver 
College Instructor 
Custodian
Educational  Assistant
Support Staff 
Library Specialist
Professor 
Teacher 
University TA's 
Picture
HEALTH CARE
Acute Care
Clinical Laboratory 
Enviro. Service 
Home Care
Long Term Care 
Nurses
Radiology Tech.
Physiotherapists 
Respiratory Therapist 
Picture
UNIONIZE WORKERS
Carpenter 
Electrician 
Highway Worker 
Industrial Mechanic 
Millwright 

Painter 
Plumber 
Power Engineer 
Welder
Picture
MEET THE TEAM
Picture
OUR STORY
Picture
TESTIMONIALS
Picture
GROUPS
Picture
DISCOVER
Picture
PARTNERS
Picture
CAREERS