How to make a payment

Should you need to make a payment to Higgins Insurance you can come into the office or call your broker.

If you are making a payment directly to your insurance company for a policy payment, or if you have missed a payment, below is a list of the insurance companies that we represent. 

If you click on the name of the insurance company you will bring up the information how to make a payment to them. If you run into any issues please contact your broker.

​Economical

• Paying with credit card online – www.economical.com – will need the policy and account number (can be found on the invoice)
• Paying through online banking – will need the policy # and takes 5 business days to be applied
• Missed a payment – they will attempt again in 3-5 days for second attempt. If second attempt is returned, special withdrawal letter will be sent out. $25 NSF fee

​Wawanesa

• Paying with credit card online – www.wawanesa.com – will need policy # and last name of the first named insured on the policy
• Paying through online banking – will need the policy #
• Missed a payment – they will attempt again in 3-5 days for second attempt. If second attempt is returned, registered letter is issued. $40 NSF fee

Aviva

• Paying with credit card online - https://www.aviva.ca/en/payment-broker/ - will need the 13 digit shown on the invoice
• Paying through online banking – will need the 13 digit number showing on invoice
• Missed a payment – they will double up on the following month with $50 NSF fee

​Travelers

• Paying with credit cards will need to be called into Higgins Insurance
• Paying through online banking – add Dominion of Canada General Insurance Company as the payee and enter the policy #
• Missed a payment – they will double up on the following month – max NSF fee is $50

​Intact

• Paying with credit card online - https://apps.intactinsurance.com/on/secure/payment-ontario.html – will need the 13 digits shown on the policy
• Paying through online banking – will need the policy #
• Missed a payment – special withdrawal letter will be issued with $40 NSF fee applied

Pembridge/Pafco

• Paying online with credit card - www.pembridge.com - will need the policy #
• Paying through online banking – will need the 13 digits on the invoice
• Missed a payment – will attempt 3-5 business days for a second attempt. If second attempt is returned, registered letter will be issued. $50 NSF fee

Portage

• Paying online with credit card - https://portagemutual.com/PaymentPlans/MakeAPayment.aspx - will need the policy or account number on the invoice
• Paying through online banking – will need the policy #
• Missed payment – will attempt 2-5 business days for second attempt. If second attempt is returned, letter will be sent out. $45 NSF fee

ICPEI

• ​Paying online with credit card - https://icpei.ca/en/consumers/quick-links/make-a-payment/ - will need the policy number on the invoice
• Paying through online banking – will need the policy or account # (waiting on confirmation for this)
• Missed payment – will double up next month with $35 NSF fee

CAA

• Paying with credit card – need to call into Higgins Insurance
• Paying through online banking – will need the policy # on the invoice
• Missed payment – a letter will be sent out looking for the payment to be made manually through Higgins Insurance

​Carleton – Fundy Mutual

• Paying with credit card – call into Higgins Insurance
• No online banking option
• Missed payment – double next month with $35 NSF fee